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HLVTY vs PM: Dividend Comparison 2026

HLVTY yields 2.95% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $6.2K in total portfolio value
10 years
HLVTY
HLVTY
● Live price
2.95%
Share price
$6.88
Annual div
$0.20
5Y div CAGR
26.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.4K
Annual income
$5,909.46
Full HLVTY calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HLVTY vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLVTYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HLVTY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HLVTY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLVTY
Annual income on $10K today (after 15% tax)
$251.11/yr
After 10yr DRIP, annual income (after tax)
$5,023.04/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HLVTY beats the other by $2,904.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLVTY + PM for your $10,000?

HLVTY: 50%PM: 50%
100% PM50/50100% HLVTY
Portfolio after 10yr
$46.5K
Annual income
$4,200.74/yr
Blended yield
9.04%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HLVTY
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
0.6
Piotroski
3/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLVTY buys
0
PM buys
0
No recent congressional trades found for HLVTY or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLVTYPM
Forward yield2.95%3.48%
Annual dividend / share$0.20$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR26.5%17.2%
Portfolio after 10y$43.4K$49.6K
Annual income after 10y$5,909.46$2,492.02
Total dividends collected$20.1K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: HLVTY vs PM ($10,000, DRIP)

YearHLVTY PortfolioHLVTY Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,074$373.71$11,648$408.29$574.00PM
2$12,338$489.25$13,589$495.90$1.3KPM
3$13,846$644.46$15,877$603.21$2.0KPM
4$15,671$855.04$18,580$734.88$2.9KPM
5$17,912$1,144.04$21,781$896.75$3.9KPM
6$20,711$1,545.96$25,578$1,096.12$4.9KPM
7$24,274$2,113.39$30,092$1,342.17$5.8KPM
8$28,902$2,928.39$35,470$1,646.46$6.6KPM
9$35,047$4,122.07$41,892$2,023.58$6.8KPM
10$43,410$5,909.46$49,578$2,492.02$6.2KPM

HLVTY vs PM: Complete Analysis 2026

HLVTYStock

Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, Liechtenstein, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. The company was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

Full HLVTY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.