HomeCompareHLVTY vs SPHD

HLVTY vs SPHD: Dividend Comparison 2026

HLVTY yields 2.95% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HLVTY wins by $16.9K in total portfolio value· pulled ahead in Year 3
10 years
HLVTY
HLVTY
● Live price
2.95%
Share price
$6.88
Annual div
$0.20
5Y div CAGR
26.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.4K
Annual income
$5,909.46
Full HLVTY calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — HLVTY vs SPHD

📍 HLVTY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHLVTYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HLVTY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HLVTY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLVTY
Annual income on $10K today (after 15% tax)
$251.11/yr
After 10yr DRIP, annual income (after tax)
$5,023.04/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, HLVTY beats the other by $4,540.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLVTY + SPHD for your $10,000?

HLVTY: 50%SPHD: 50%
100% SPHD50/50100% HLVTY
Portfolio after 10yr
$35.0K
Annual income
$3,238.41/yr
Blended yield
9.27%
📊

Analyst Conviction Gap

Where Wall Street is split right now

HLVTY
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
0.6
Piotroski
3/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLVTY buys
0
SPHD buys
0
No recent congressional trades found for HLVTY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHLVTYSPHD
Forward yield2.95%4.30%
Annual dividend / share$0.20$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR26.5%0%
Portfolio after 10y$43.4K$26.5K
Annual income after 10y$5,909.46$567.37
Total dividends collected$20.1K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HLVTY vs SPHD ($10,000, DRIP)

YearHLVTY PortfolioHLVTY Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,074$373.71$11,130$430.50$56.00SPHD
2$12,338$489.25$12,357$447.82$19.00SPHD
3← crossover$13,846$644.46$13,687$464.65+$159.00HLVTY
4$15,671$855.04$15,126$480.98+$545.00HLVTY
5$17,912$1,144.04$16,682$496.78+$1.2KHLVTY
6$20,711$1,545.96$18,362$512.03+$2.3KHLVTY
7$24,274$2,113.39$20,174$526.72+$4.1KHLVTY
8$28,902$2,928.39$22,127$540.84+$6.8KHLVTY
9$35,047$4,122.07$24,230$554.39+$10.8KHLVTY
10$43,410$5,909.46$26,493$567.37+$16.9KHLVTY

HLVTY vs SPHD: Complete Analysis 2026

HLVTYStock

Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, Liechtenstein, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. The company was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

Full HLVTY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.