Is HLVTY or XYLD a better dividend investment in 2026?

HLVTY currently yields 2.95% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HLVTY and XYLD?

HLVTY has a forward dividend yield of 2.95% ($0.20/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.03 percentage points.

Home › Compare › HLVTY vs XYLD

HLVTY vs XYLD: Dividend Comparison 2026

HLVTY yields 2.95% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HLVTY wins by $18.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HLVTY

● Live price

2.95%

Share price

$6.88

Annual div

$0.20

5Y div CAGR

26.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.4K

Annual income

$5,909.46

Full HLVTY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HLVTY vs XYLD

📍 HLVTY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HLVTY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HLVTY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HLVTY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HLVTY

Annual income on $10K today (after 15% tax)

$251.11/yr

After 10yr DRIP, annual income (after tax)

$5,023.04/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HLVTY beats the other by $2,286.87/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HLVTY + XYLD for your $10,000?

HLVTY: 50%XYLD: 50%

100% XYLD50/50100% HLVTY

Portfolio after 10yr

$34.3K

Annual income

$4,564.24/yr

Blended yield

13.29%

📊

Analyst Conviction Gap

Where Wall Street is split right now

HLVTY

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.6

Piotroski

3/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HLVTY buys

XYLD buys

No recent congressional trades found for HLVTY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHLVTYXYLD

Forward yield	2.95%	10.98% ✓
Annual dividend / share	$0.20	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	26.5% ✓	0%
Portfolio after 10y	$43.4K ✓	$25.3K
Annual income after 10y	$5,909.46 ✓	$3,219.02
Total dividends collected	$20.1K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HLVTY vs XYLD ($10,000, DRIP)

Year	HLVTY Portfolio	HLVTY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,074	$373.71	$10,818	$1,098.39	+$256.00 → HLVTY
2	$12,338	$489.25	$11,738	$1,222.51	+$600.00 → HLVTY
3	$13,846	$644.46	$12,774	$1,364.64	+$1.1K → HLVTY
4	$15,671	$855.04	$13,944	$1,527.86	+$1.7K → HLVTY
5	$17,912	$1,144.04	$15,270	$1,715.87	+$2.6K → HLVTY
6	$20,711	$1,545.96	$16,775	$1,933.09	+$3.9K → HLVTY
7	$24,274	$2,113.39	$18,490	$2,184.87	+$5.8K → HLVTY
8	$28,902	$2,928.39	$20,450	$2,477.63	+$8.5K → HLVTY
9	$35,047	$4,122.07	$22,697	$2,819.19	+$12.3K → HLVTY
10	$43,410	$5,909.46	$25,280	$3,219.02	+$18.1K → HLVTY

HLVTY vs XYLD: Complete Analysis 2026

HLVTY — Stock

Helvetia Holding AG, through its subsidiaries, engages in life and non-life insurance, and reinsurance business in Switzerland, Germany, Austria, Spain, Italy, France, Liechtenstein, and internationally. It offers life insurance products in the areas of investment-linked, group life, and others; non-life insurance products in the areas of property, motor vehicle, health/accident, liability, and transport; and annuity insurance products and pension plans. The company was founded in 1858 and is headquartered in Sankt Gallen, Switzerland.

Full HLVTY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this HLVTY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HLVTY vs SCHD HLVTY vs JEPI HLVTY vs O HLVTY vs KO HLVTY vs MAIN HLVTY vs QYLD HLVTY vs JEPQ HLVTY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.