Is HMA or RYLD a better dividend investment in 2026?

HMA currently yields 18.98% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HMA offers higher current income.

What is the dividend yield difference between HMA and RYLD?

HMA has a forward dividend yield of 18.98% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 6.84 percentage points.

Home › Compare › HMA vs RYLD

HMA vs RYLD: Dividend Comparison 2026

HMA yields 18.98% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HMA wins by $24.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HMA

● Live price

18.98%

Share price

$10.54

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$68.6K

Annual income

$6,031.52

Full HMA calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HMA vs RYLD

📍 HMA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMA	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HMA + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMA pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMA

Annual income on $10K today (after 15% tax)

$1,612.90/yr

After 10yr DRIP, annual income (after tax)

$5,126.79/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HMA beats the other by $2,927.54/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMA + RYLD for your $10,000?

HMA: 50%RYLD: 50%

100% RYLD50/50100% HMA

Portfolio after 10yr

$56.5K

Annual income

$4,309.43/yr

Blended yield

7.62%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on HMA right now

HMA

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

15.1

Piotroski

2/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMA buys

RYLD buys

No recent congressional trades found for HMA or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMARYLD

Forward yield	18.98% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$68.6K ✓	$44.5K
Annual income after 10y	$6,031.52 ✓	$2,587.35
Total dividends collected	$37.9K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HMA vs RYLD ($10,000, DRIP)

Year	HMA Portfolio	HMA Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,598	$1,897.53	$11,914	$1,213.65	+$684.00 → HMA
2	$15,713	$2,234.04	$14,099	$1,351.30	+$1.6K → HMA
3	$19,418	$2,604.31	$16,580	$1,494.55	+$2.8K → HMA
4	$23,785	$3,007.70	$19,384	$1,642.61	+$4.4K → HMA
5	$28,893	$3,443.10	$22,535	$1,794.70	+$6.4K → HMA
6	$34,824	$3,908.92	$26,063	$1,950.00	+$8.8K → HMA
7	$41,665	$4,403.17	$29,995	$2,107.69	+$11.7K → HMA
8	$49,505	$4,923.49	$34,361	$2,266.99	+$15.1K → HMA
9	$58,437	$5,467.23	$39,194	$2,427.12	+$19.2K → HMA
10	$68,560	$6,031.52	$44,525	$2,587.35	+$24.0K → HMA

HMA vs RYLD: Complete Analysis 2026

HMA — Stock

Heartland Media Acquisition Corp. does not have significant operations. The company focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or other business combination with one or more businesses or entities. It intends to acquire businesses or entities in the media, entertainment, and sports sectors. Heartland Media Acquisition Corp. was incorporated in 2021 and is based in Atlanta, Georgia.

Full HMA Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this HMA vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HMA vs SCHD HMA vs JEPI HMA vs O HMA vs KO HMA vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.