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HMAC vs SPHD: Dividend Comparison 2026

HMAC yields 34.19% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HMAC wins by $140.0K in total portfolio value
10 years
HMAC
HMAC
● Live price
34.19%
Share price
$5.85
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$168.1K
Annual income
$24,882.33
Full HMAC calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — HMAC vs SPHD

📍 HMAC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMACSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMAC + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HMAC pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMAC
Annual income on $10K today (after 15% tax)
$2,905.98/yr
After 10yr DRIP, annual income (after tax)
$21,149.98/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, HMAC beats the other by $20,385.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMAC + SPHD for your $10,000?

HMAC: 50%SPHD: 50%
100% SPHD50/50100% HMAC
Portfolio after 10yr
$98.1K
Annual income
$12,890.76/yr
Blended yield
13.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMAC buys
0
SPHD buys
0
No recent congressional trades found for HMAC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMACSPHD
Forward yield34.19% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$168.1K ✓$28.0K
Annual income after 10y$24,882.33 ✓$899.19
Total dividends collected$120.3K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HMAC vs SPHD ($10,000, DRIP)

YearHMAC PortfolioHMAC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$14,119$3,418.80$11,120$420.00+$3.0K → HMAC
2$19,618$4,511.16$12,357$458.31+$7.3K → HMAC
3$26,850$5,858.24$13,721$499.76+$13.1K → HMAC
4$36,222$7,493.14$15,227$544.58+$21.0K → HMAC
5$48,205$9,447.49$16,885$593.02+$31.3K → HMAC
6$63,330$11,750.38$18,713$645.34+$44.6K → HMAC
7$82,191$14,427.22$20,724$701.81+$61.5K → HMAC
8$105,443$17,498.86$22,938$762.73+$82.5K → HMAC
9$133,805$20,980.74$25,372$828.41+$108.4K → HMAC
10$168,053$24,882.33$28,047$899.19+$140.0K → HMAC

HMAC vs SPHD: Complete Analysis 2026

HMAC — Stock

Hainan Manaslu Acquisition Corp. intends to acquire assets and businesses through a merger, share exchange, share purchase, reorganization, or similar business combination. The company was founded in 2021 and is based in Haikou, China.

Full HMAC Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.