Is HMACW or SCHD a better dividend investment in 2026?

HMACW currently yields 2222.22% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: HMACW offers higher current income.

What is the dividend yield difference between HMACW and SCHD?

HMACW has a forward dividend yield of 2222.22% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 2218.78 percentage points.

Home › Compare › HMACW vs SCHD

HMACW vs SCHD: Dividend Comparison 2026

HMACW yields 2222.22% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HMACW wins by $26607504688.23M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HMACW

● Live price

2222.22%

Share price

$0.09

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26607504688.26M

Annual income

$24,443,703,761,807,280.00

Full HMACW calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — HMACW vs SCHD

📍 HMACW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMACW	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HMACW + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMACW pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMACW

Annual income on $10K today (after 15% tax)

$188,888.89/yr

After 10yr DRIP, annual income (after tax)

$20,777,148,197,536,188.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, HMACW beats the other by $20,777,148,197,535,828.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMACW + SCHD for your $10,000?

HMACW: 50%SCHD: 50%

100% SCHD50/50100% HMACW

Portfolio after 10yr

$13303752344.14M

Annual income

$12,221,851,880,903,852.00/yr

Blended yield

91.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMACW buys

SCHD buys

No recent congressional trades found for HMACW or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMACWSCHD

Forward yield	2222.22% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26607504688.26M ✓	$29.0K
Annual income after 10y	$24,443,703,761,807,280.00 ✓	$422.61
Total dividends collected	$26455115546.17M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HMACW vs SCHD ($10,000, DRIP)

Year	HMACW Portfolio	HMACW Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$232,922	$222,222.22	$11,224	$344.10	+$221.7K → HMACW
2	$5,086,656	$4,837,429.33	$12,567	$354.98	+$5.07M → HMACW
3	$104,173,443	$98,730,720.93	$14,038	$365.30	+$104.16M → HMACW
4	$2,001,166,924	$1,889,701,340.37	$15,648	$375.06	+$2001.15M → HMACW
5	$36,067,485,611	$33,926,237,001.88	$17,410	$384.27	+$36067.47M → HMACW
6	$610,050,404,477	$571,458,194,873.63	$19,335	$392.95	+$610050.39M → HMACW
7	$9,686,139,336,337	$9,033,385,403,546.24	$21,437	$401.10	+$9686139.31M → HMACW
8	$144,409,519,569,037	$134,045,350,479,156.38	$23,733	$408.75	+$144409519.55M → HMACW
9	$2,022,243,856,495,371	$1,867,725,670,556,501.50	$26,237	$415.91	+$2022243856.47M → HMACW
10	$26,607,504,688,257,330	$24,443,703,761,807,280.00	$28,968	$422.61	+$26607504688.23M → HMACW

HMACW vs SCHD: Complete Analysis 2026

HMACW — Stock

Hainan Manaslu Acquisition Corp. intends to acquire assets and businesses through a merger, share exchange, share purchase, reorganization, or similar business combination. The company was founded in 2021 and is based in Haikou, China.

Full HMACW Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this HMACW vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HMACW vs JEPI HMACW vs O HMACW vs KO HMACW vs MAIN HMACW vs VYM HMACW vs DGRO HMACW vs VIG HMACW vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.