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HMLN vs O: Dividend Comparison 2026

HMLN yields 5.85% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HMLN wins by $3.6K in total portfolio value
10 years
HMLN
HMLN
● Live price
5.85%
Share price
$205.00
Annual div
$12.00
5Y div CAGR
9.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.9K
Annual income
$2,666.86
Full HMLN calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.18
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,098.20
Full O calculator →

Portfolio growth — HMLN vs O

📍 HMLN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMLNO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMLN + O cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HMLN pays
O pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMLN
Annual income on $10K today (after 15% tax)
$497.56/yr
After 10yr DRIP, annual income (after tax)
$2,266.83/yr
O
Annual income on $10K today (after 15% tax)
$448.90/yr
After 10yr DRIP, annual income (after tax)
$4,333.47/yr
At 15% tax rate, O beats the other by $2,066.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMLN + O for your $10,000?

HMLN: 50%O: 50%
100% O50/50100% HMLN
Portfolio after 10yr
$36.0K
Annual income
$3,882.53/yr
Blended yield
10.77%
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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

HMLN
No analyst data
Altman Z
3.0
Piotroski
5/9
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.6% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMLN buys
0
O buys
0
No recent congressional trades found for HMLN or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMLNO
Forward yield5.85% ✓5.28%
Annual dividend / share$12.00 ✓$3.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR9.8%15.1% ✓
Portfolio after 10y$37.9K ✓$34.2K
Annual income after 10y$2,666.86$5,098.20 ✓
Total dividends collected$14.4K$20.7K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: HMLN vs O ($10,000, DRIP)

YearHMLN PortfolioHMLN Income/yrO PortfolioO Income/yrGap
1← crossover$11,343$642.73$10,818$607.86+$525.00 → HMLN
2$12,885$748.11$11,786$741.30+$1.1K → HMLN
3$14,659$872.06$12,944$910.50+$1.7K → HMLN
4$16,703$1,018.09$14,343$1,127.28+$2.4K → HMLN
5$19,063$1,190.42$16,053$1,408.17+$3.0K → HMLN
6$21,791$1,394.14$18,167$1,776.65+$3.6K → HMLN
7$24,952$1,635.39$20,815$2,266.60+$4.1K → HMLN
8$28,620$1,921.61$24,179$2,927.66+$4.4K → HMLN
9$32,885$2,261.78$28,521$3,833.95+$4.4K → HMLN
10$37,854$2,666.86$34,218$5,098.20+$3.6K → HMLN

HMLN vs O: Complete Analysis 2026

HMLN — Stock

Hamlin Bank and Trust Company provides various financial and trust services in Northwestern Pennsylvania. The company accepts checking, savings, individual retirement accounts, and certificates of deposit. Its loan products include mortgage loans; consumer loans, including personal, auto, home equity, boat, camper, and recreational vehicle loans; and commercial lines of credit, property and equipment loans, land development and acquisition loans, construction loans, and commercial mortgages. The company also offers debit cards; estate settlement, as well as personal trusts, investment management, and custodial services; and safe deposit boxes, night depository, cashier's checks, travelers checks, and telephone banking services. Hamlin Bank and Trust Company was founded in 1863 and is based in Smethport, Pennsylvania.

Full HMLN Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.