HomeCompareHMLSF vs VYM

HMLSF vs VYM: Dividend Comparison 2026

HMLSF yields 1.53% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $5.9K in total portfolio value
10 years
HMLSF
HMLSF
● Live price
1.53%
Share price
$5.15
Annual div
$0.08
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$169.20
Full HMLSF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — HMLSF vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMLSFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMLSF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMLSF pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMLSF
Annual income on $10K today (after 15% tax)
$130.23/yr
After 10yr DRIP, annual income (after tax)
$143.82/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $92.95/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMLSF + VYM for your $10,000?

HMLSF: 50%VYM: 50%
100% VYM50/50100% HMLSF
Portfolio after 10yr
$24.9K
Annual income
$223.87/yr
Blended yield
0.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMLSF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMLSFVYM
Forward yield1.53%2.41%
Annual dividend / share$0.08$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.9K$27.8K
Annual income after 10y$169.20$278.55
Total dividends collected$1.6K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HMLSF vs VYM ($10,000, DRIP)

YearHMLSF PortfolioHMLSF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,853$153.21$11,151$241.44$298.00VYM
2$11,768$155.41$12,413$246.79$645.00VYM
3$12,750$157.49$13,794$251.79$1.0KVYM
4$13,802$159.46$15,306$256.47$1.5KVYM
5$14,929$161.32$16,960$260.84$2.0KVYM
6$16,137$163.08$18,768$264.92$2.6KVYM
7$17,431$164.75$20,745$268.71$3.3KVYM
8$18,818$166.32$22,905$272.24$4.1KVYM
9$20,303$167.80$25,265$275.51$5.0KVYM
10$21,893$169.20$27,842$278.55$5.9KVYM

HMLSF vs VYM: Complete Analysis 2026

HMLSFStock

HMMJ seeks to closely replicate the performance of the North American Marijuana Index. This index is specifically crafted to offer exposure to a diversified basket of North American publicly listed companies heavily involved in the marijuana industry. Unlike investing in a single marijuana company, HMMJ offers diversified exposure to a basket of North American publicly listed companies within the industry, reducing the risk associated with individual securities while still capturing the potential upside of the sector. With the marijuana industry rapidly evolving, HMMJ is rebalanced quarterly to ensure the portfolio reflects the changing landscape, providing investors with exposure to the industry's shifting leadership and growth drivers. HMMJ seeks to replicate, to the extent possible, the performance of the North American Marijuana Index, net of expenses. The North American Marijuana Index is designed to provide exposure to the performance of a basket of North American publicly listed companies with significant business activities in the marijuana industry

Full HMLSF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.