HomeCompareHMNF vs JEPQ

HMNF vs JEPQ: Dividend Comparison 2026

HMNF yields 1.43% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $23.1K in total portfolio value
10 years
HMNF
HMNF
● Live price
1.43%
Share price
$27.99
Annual div
$0.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$156.78
Full HMNF calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — HMNF vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMNFJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMNF + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMNF pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMNF
Annual income on $10K today (after 15% tax)
$121.47/yr
After 10yr DRIP, annual income (after tax)
$133.26/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,696.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMNF + JEPQ for your $10,000?

HMNF: 50%JEPQ: 50%
100% JEPQ50/50100% HMNF
Portfolio after 10yr
$33.3K
Annual income
$1,154.68/yr
Blended yield
3.47%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMNF buys
0
JEPQ buys
0
No recent congressional trades found for HMNF or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMNFJEPQ
Forward yield1.43%11.10%
Annual dividend / share$0.40$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.7K$44.8K
Annual income after 10y$156.78$2,152.59
Total dividends collected$1.5K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HMNF vs JEPQ ($10,000, DRIP)

YearHMNF PortfolioHMNF Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,843$142.91$11,930$1,110.39$1.1KJEPQ
2$11,747$144.82$14,133$1,224.34$2.4KJEPQ
3$12,716$146.62$16,632$1,340.46$3.9KJEPQ
4$13,754$148.33$19,454$1,457.97$5.7KJEPQ
5$14,867$149.95$22,626$1,576.08$7.8KJEPQ
6$16,059$151.48$26,175$1,694.09$10.1KJEPQ
7$17,336$152.92$30,133$1,811.32$12.8KJEPQ
8$18,704$154.28$34,531$1,927.17$15.8KJEPQ
9$20,169$155.57$39,403$2,041.08$19.2KJEPQ
10$21,737$156.78$44,787$2,152.59$23.1KJEPQ

HMNF vs JEPQ: Complete Analysis 2026

HMNFStock

HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. It operates through 14 full service branches located in Minnesota, Wisconsin, and Iowa; and two loan origination offices in Sartell, Minnesota and La Crosse, Wisconsin. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.

Full HMNF Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.