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HMOP vs XYLD: Dividend Comparison 2026

HMOP yields 3.22% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $688.00 in total portfolio value· pulled ahead in Year 9
10 years
HMOP
HMOP
● Live price
3.22%
Share price
$38.74
Annual div
$1.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$395.57
Full HMOP calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — HMOP vs XYLD

📍 XYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMOPXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HMOP + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HMOP pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMOP
Annual income on $10K today (after 15% tax)
$273.35/yr
After 10yr DRIP, annual income (after tax)
$336.23/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,399.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMOP + XYLD for your $10,000?

HMOP: 50%XYLD: 50%
100% XYLD50/50100% HMOP
Portfolio after 10yr
$24.9K
Annual income
$1,807.30/yr
Blended yield
7.25%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMOP buys
0
XYLD buys
0
No recent congressional trades found for HMOP or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMOPXYLD
Forward yield3.22%10.98% ✓
Annual dividend / share$1.25$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.6K$25.3K ✓
Annual income after 10y$395.57$3,219.02 ✓
Total dividends collected$3.6K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HMOP vs XYLD ($10,000, DRIP)

YearHMOP PortfolioHMOP Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,022$321.59$10,818$1,098.39+$204.00 → HMOP
2$12,124$331.26$11,738$1,222.51+$386.00 → HMOP
3$13,314$340.56$12,774$1,364.64+$540.00 → HMOP
4$14,595$349.50$13,944$1,527.86+$651.00 → HMOP
5$15,975$358.07$15,270$1,715.87+$705.00 → HMOP
6$17,459$366.29$16,775$1,933.09+$684.00 → HMOP
7$19,056$374.13$18,490$2,184.87+$566.00 → HMOP
8$20,771$381.63$20,450$2,477.63+$321.00 → HMOP
9← crossover$22,614$388.77$22,697$2,819.19$83.00 → XYLD
10$24,592$395.57$25,280$3,219.02$688.00 → XYLD

HMOP vs XYLD: Complete Analysis 2026

HMOP — Stock

Seeks to provide current income that is generally exempt from federal income taxes, and long-term total return.

Full HMOP Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.