Is HMPT or QYLD a better dividend investment in 2026?

HMPT currently yields 1.72% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HMPT and QYLD?

HMPT has a forward dividend yield of 1.72% ($0.04/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 10.20 percentage points.

Home › Compare › HMPT vs QYLD

HMPT vs QYLD: Dividend Comparison 2026

HMPT yields 1.72% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $3.2K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

HMPT

● Live price

1.72%

Share price

$2.33

Annual div

$0.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$192.31

Full HMPT calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HMPT vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMPT	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HMPT + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMPT pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMPT

Annual income on $10K today (after 15% tax)

$146.24/yr

After 10yr DRIP, annual income (after tax)

$163.46/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,646.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HMPT + QYLD for your $10,000?

HMPT: 50%QYLD: 50%

100% QYLD50/50100% HMPT

Portfolio after 10yr

$23.8K

Annual income

$2,925.82/yr

Blended yield

12.30%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on QYLD right now

HMPT

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$1.92

-17.4% upside vs current

Range: $1.25 — $3.00

Altman Z

-0.9

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMPT buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMPTQYLD

Forward yield	1.72%	11.92% ✓
Annual dividend / share	$0.04	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.2K	$25.4K ✓
Annual income after 10y	$192.31	$5,659.31 ✓
Total dividends collected	$1.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HMPT vs QYLD ($10,000, DRIP)

Year	HMPT Portfolio	HMPT Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,872	$172.04	$10,352	$1,192.36	+$520.00 → HMPT
2	$11,808	$174.81	$10,830	$1,347.57	+$978.00 → HMPT
3	$12,812	$177.44	$11,460	$1,539.07	+$1.4K → HMPT
4	$13,889	$179.93	$12,275	$1,777.84	+$1.6K → HMPT
5	$15,043	$182.29	$13,323	$2,078.95	+$1.7K → HMPT
6	$16,281	$184.53	$14,667	$2,463.34	+$1.6K → HMPT
7	$17,607	$186.64	$16,396	$2,960.57	+$1.2K → HMPT
8	$19,028	$188.64	$18,631	$3,612.97	+$397.00 → HMPT
9← crossover	$20,551	$190.53	$21,548	$4,482.15	$997.00 → QYLD
10	$22,181	$192.31	$25,398	$5,659.31	$3.2K → QYLD

HMPT vs QYLD: Complete Analysis 2026

HMPT — Stock

Home Point Capital Inc., together with its subsidiaries, operates as a residential mortgage originator and service provider. It operates through two segments, Origination and Servicing. The Origination segment sources loans through direct, wholesale, and correspondent channels. The Servicing segment offers collecting loan payments; remitting principal and interest payments to investors; managing escrow funds for the payment of mortgage-related expenses, such as taxes and insurance; and performing loss mitigation activities on behalf of investors and administering mortgage loans. The company was incorporated in 2014 and is headquartered in Ann Arbor, Michigan.

Full HMPT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.