Is HMRPF or MO a better dividend investment in 2026?

HMRPF currently yields 114.94% with a 5% 5-year dividend growth rate. MO yields 6.36% with 4.3% growth. The better choice depends on your goal: HMRPF offers higher current income.

What is the dividend yield difference between HMRPF and MO?

HMRPF has a forward dividend yield of 114.94% ($2.00/share annually). MO yields 6.36% ($4.20/share annually). The yield gap is 108.58 percentage points.

Home › Compare › HMRPF vs MO

HMRPF vs MO: Dividend Comparison 2026

HMRPF yields 114.94% · MO yields 6.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HMRPF wins by $6.97M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HMRPF

● Live price

114.94%

Share price

$1.74

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.05M

Annual income

$2,598,406.27

Full HMRPF calculator →

Altria Group Inc.

● Live price

6.36%

Share price

$65.99

Annual div

$4.20

5Y div CAGR

22.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$80.1K

Annual income

$30,159.17

Full MO calculator →

Portfolio growth — HMRPF vs MO

📍 HMRPF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMRPF	MO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HMRPF + MO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMRPF pays

MO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMRPF

Annual income on $10K today (after 15% tax)

$9,769.55/yr

After 10yr DRIP, annual income (after tax)

$2,208,645.33/yr

Annual income on $10K today (after 15% tax)

$540.99/yr

After 10yr DRIP, annual income (after tax)

$25,635.29/yr

At 15% tax rate, HMRPF beats the other by $2,183,010.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMRPF + MO for your $10,000?

HMRPF: 50%MO: 50%

100% MO50/50100% HMRPF

Portfolio after 10yr

$3.56M

Annual income

$1,314,282.71/yr

Blended yield

36.89%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HMRPF

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$61.25

-7.2% upside vs current

Range: $47.00 — $68.00

Altman Z

3.2

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMRPF buys

MO buys

No recent congressional trades found for HMRPF or MO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMRPFMO

Forward yield	114.94% ✓	6.36%
Annual dividend / share	$2.00	$4.20 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	22.6% ✓
Portfolio after 10y	$7.05M	$80.1K ✓
Annual income after 10y	$2,598,406.27 ✓	$30,159.17
Total dividends collected	$6.38M	$74.5K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: HMRPF vs MO ($10,000, DRIP)

Year	HMRPF Portfolio	HMRPF Income/yr	MO Portfolio	MO Income/yr	Gap
1← crossover	$22,194	$11,493.59	$10,570	$780.30	+$11.6K → HMRPF
2	$47,587	$23,839.64	$11,381	$1,032.90	+$36.2K → HMRPF
3	$98,690	$47,772.12	$12,535	$1,392.73	+$86.2K → HMRPF
4	$198,191	$92,592.86	$14,193	$1,920.91	+$184.0K → HMRPF
5	$385,847	$173,782.05	$16,618	$2,723.68	+$369.2K → HMRPF
6	$729,048	$316,192.48	$20,263	$3,993.80	+$708.8K → HMRPF
7	$1,338,435	$558,353.74	$25,936	$6,098.36	+$1.31M → HMRPF
8	$2,390,129	$958,002.78	$35,166	$9,775.01	+$2.35M → HMRPF
9	$4,156,284	$1,598,846.79	$51,026	$16,597.78	+$4.11M → HMRPF
10	$7,045,631	$2,598,406.27	$80,113	$30,159.17	+$6.97M → HMRPF

HMRPF vs MO: Complete Analysis 2026

HMRPF — Stock

Home REIT plc operates as a real estate investment trust. The Company focuses on delivering inflation-protected income and capital growth over the medium term for shareholders through funding the acquisition and creation of homeless accommodation. Home REIT serves customers in the United Kingdom.

Full HMRPF Calculator →

MO — Consumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →

📬

Get this HMRPF vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HMRPF vs SCHD HMRPF vs JEPI HMRPF vs O HMRPF vs KO HMRPF vs MAIN HMRPF vs PM HMRPF vs BTI HMRPF vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.