Is HMRPF or XYLD a better dividend investment in 2026?

HMRPF currently yields 114.94% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HMRPF offers higher current income.

What is the dividend yield difference between HMRPF and XYLD?

HMRPF has a forward dividend yield of 114.94% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 103.96 percentage points.

Home › Compare › HMRPF vs XYLD

HMRPF vs XYLD: Dividend Comparison 2026

HMRPF yields 114.94% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HMRPF wins by $7.02M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HMRPF

● Live price

114.94%

Share price

$1.74

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.05M

Annual income

$2,598,406.27

Full HMRPF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HMRPF vs XYLD

📍 HMRPF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMRPF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HMRPF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMRPF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMRPF

Annual income on $10K today (after 15% tax)

$9,769.55/yr

After 10yr DRIP, annual income (after tax)

$2,208,645.33/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HMRPF beats the other by $2,205,909.16/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMRPF + XYLD for your $10,000?

HMRPF: 50%XYLD: 50%

100% XYLD50/50100% HMRPF

Portfolio after 10yr

$3.54M

Annual income

$1,300,812.64/yr

Blended yield

36.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMRPF buys

XYLD buys

No recent congressional trades found for HMRPF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMRPFXYLD

Forward yield	114.94% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$7.05M	$25.3K ✓
Annual income after 10y	$2,598,406.27 ✓	$3,219.02
Total dividends collected	$6.38M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HMRPF vs XYLD ($10,000, DRIP)

Year	HMRPF Portfolio	HMRPF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$22,194	$11,493.59	$10,818	$1,098.39	+$11.4K → HMRPF
2	$47,587	$23,839.64	$11,738	$1,222.51	+$35.8K → HMRPF
3	$98,690	$47,772.12	$12,774	$1,364.64	+$85.9K → HMRPF
4	$198,191	$92,592.86	$13,944	$1,527.86	+$184.2K → HMRPF
5	$385,847	$173,782.05	$15,270	$1,715.87	+$370.6K → HMRPF
6	$729,048	$316,192.48	$16,775	$1,933.09	+$712.3K → HMRPF
7	$1,338,435	$558,353.74	$18,490	$2,184.87	+$1.32M → HMRPF
8	$2,390,129	$958,002.78	$20,450	$2,477.63	+$2.37M → HMRPF
9	$4,156,284	$1,598,846.79	$22,697	$2,819.19	+$4.13M → HMRPF
10	$7,045,631	$2,598,406.27	$25,280	$3,219.02	+$7.02M → HMRPF

HMRPF vs XYLD: Complete Analysis 2026

HMRPF — Stock

Home REIT plc operates as a real estate investment trust. The Company focuses on delivering inflation-protected income and capital growth over the medium term for shareholders through funding the acquisition and creation of homeless accommodation. Home REIT serves customers in the United Kingdom.

Full HMRPF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this HMRPF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HMRPF vs SCHD HMRPF vs JEPI HMRPF vs O HMRPF vs KO HMRPF vs MAIN HMRPF vs QYLD HMRPF vs JEPQ HMRPF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.