Is HMSVF or FCPT a better dividend investment in 2026?

HMSVF currently yields 0.46% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between HMSVF and FCPT?

HMSVF has a forward dividend yield of 0.46% ($0.07/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 5.59 percentage points.

Home › Compare › HMSVF vs FCPT

HMSVF vs FCPT: Dividend Comparison 2026

HMSVF yields 0.46% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HMSVF wins by $474.7K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

HMSVF

● Live price

0.46%

Share price

$14.70

Annual div

$0.07

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$523.7K

Annual income

$370,046.76

Full HMSVF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — HMSVF vs FCPT

📍 HMSVF pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HMSVF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HMSVF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HMSVF pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMSVF

Annual income on $10K today (after 15% tax)

$39.32/yr

After 10yr DRIP, annual income (after tax)

$314,539.75/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, HMSVF beats the other by $309,630.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMSVF + FCPT for your $10,000?

HMSVF: 50%FCPT: 50%

100% FCPT50/50100% HMSVF

Portfolio after 10yr

$286.4K

Annual income

$187,911.02/yr

Blended yield

65.61%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

HMSVF

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMSVF buys

FCPT buys

No recent congressional trades found for HMSVF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHMSVFFCPT

Forward yield	0.46%	6.05% ✓
Annual dividend / share	$0.07	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.8%
Portfolio after 10y	$523.7K ✓	$49.1K
Annual income after 10y	$370,046.76 ✓	$5,775.28
Total dividends collected	$490.3K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: HMSVF vs FCPT ($10,000, DRIP)

Year	HMSVF Portfolio	HMSVF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1	$10,793	$92.52	$11,401	$700.92	$608.00 → FCPT
2	$11,735	$186.63	$13,064	$864.84	$1.3K → FCPT
3	$12,935	$379.30	$15,051	$1,072.48	$2.1K → FCPT
4	$14,622	$781.52	$17,442	$1,337.22	$2.8K → FCPT
5	$17,297	$1,651.29	$20,340	$1,677.08	$3.0K → FCPT
6	$22,159	$3,651.14	$23,880	$2,116.57	$1.7K → FCPT
7← crossover	$32,453	$8,742.83	$28,241	$2,689.36	+$4.2K → HMSVF
8	$58,658	$23,933.23	$33,660	$3,442.07	+$25.0K → HMSVF
9	$143,621	$80,857.25	$40,456	$4,439.95	+$103.2K → HMSVF
10	$523,722	$370,046.76	$49,063	$5,775.28	+$474.7K → HMSVF

HMSVF vs FCPT: Complete Analysis 2026

HMSVF — Stock

HomeServe plc, together with its subsidiaries, provides home repair and improvement services to homeowners under the HomeServe brand. It offers home assistance via subscription-based membership services for plumbing, heating, ventilation, and air conditioning; and electrical, glazing, pest control, and locksmith service. The company also operates an online marketplace to help homeowners to find local trade on-demand, as well as to help with a range of home repairs and improvements, including landscape gardening and carpet cleaning. It serves approximately 8.4 million customers through a network of engineers and sub-contractors primarily in the United Kingdom, the United States, Canada, France, Belgium, Spain, Portugal, and Japan. HomeServe plc was incorporated in 1991 and is based in Walsall, the United Kingdom.

Full HMSVF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this HMSVF vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HMSVF vs SCHD HMSVF vs JEPI HMSVF vs O HMSVF vs KO HMSVF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.