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HMTC vs PM: Dividend Comparison 2026

HMTC yields 49.50% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HMTC wins by $334.5K in total portfolio value
10 years
HMTC
HMTC
● Live price
49.50%
Share price
$4.04
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$384.1K
Annual income
$77,217.44
Full HMTC calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HMTC vs PM

📍 HMTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMTCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMTC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMTC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMTC
Annual income on $10K today (after 15% tax)
$4,207.92/yr
After 10yr DRIP, annual income (after tax)
$65,634.82/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HMTC beats the other by $63,516.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMTC + PM for your $10,000?

HMTC: 50%PM: 50%
100% PM50/50100% HMTC
Portfolio after 10yr
$216.8K
Annual income
$39,854.73/yr
Blended yield
18.38%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HMTC
No analyst data
Altman Z
2.0
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMTC buys
0
PM buys
0
No recent congressional trades found for HMTC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMTCPM
Forward yield49.50%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$384.1K$49.6K
Annual income after 10y$77,217.44$2,492.02
Total dividends collected$305.7K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HMTC vs PM ($10,000, DRIP)

YearHMTC PortfolioHMTC Income/yrPM PortfolioPM Income/yrGap
1← crossover$15,650$4,950.50$11,648$408.29+$4.0KHMTC
2$23,987$7,240.91$13,589$495.90+$10.4KHMTC
3$36,038$10,371.84$15,877$603.21+$20.2KHMTC
4$53,124$14,563.18$18,580$734.88+$34.5KHMTC
5$76,906$20,063.27$21,781$896.75+$55.1KHMTC
6$109,434$27,144.88$25,578$1,096.12+$83.9KHMTC
7$153,193$36,099.22$30,092$1,342.17+$123.1KHMTC
8$211,145$47,228.32$35,470$1,646.46+$175.7KHMTC
9$286,761$60,835.90$41,892$2,023.58+$244.9KHMTC
10$384,052$77,217.44$49,578$2,492.02+$334.5KHMTC

HMTC vs PM: Complete Analysis 2026

HMTCStock

Homasote Company manufactures and sells building and industrial products for the construction and manufacturing industries in the United States. The company operates through two divisions, Millboard and Industrial. The Millboard division provides wall and floor sound insulation products, roof and floor deckings, concrete expansion joints and forming boards, and finished interior panels. The Industrial division offers various shapes and coated strips for product separation and breakage reduction that protects customer's products during interplant transport primarily for use in glass, paper, and metal industries, as well as provides packaging products to end-users, appliance manufacturers, and office furniture makers. The company's products are applied in various applications that include sound control, basement and concrete slab conversions, cathedral ceilings, fire-rated products, concrete forming, decorative/tackable panels, floors, floor and surface protection products, hobbies, house and workshops, ice rink conversions, roofs and ceilings, shock absorptions, thermal insulations, and walls, as well as construction and renovation of multi-family dwellings, commercial office buildings, educational facilities, single-family dwellings, and retail establishments. It serves building material wholesalers and contractors, and industrial manufacturers. The company also exports its products to Canada and internationally. Homasote Company was founded in 1909 and is based in West Trenton, New Jersey.

Full HMTC Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.