HomeCompareHMTLF vs SCHD

HMTLF vs SCHD: Dividend Comparison 2026

HMTLF yields 0.83% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.2K in total portfolio value
10 years
HMTLF
HMTLF
● Live price
0.83%
Share price
$14.46
Annual div
$0.12
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$87.58
Full HMTLF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HMTLF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMTLFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMTLF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMTLF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMTLF
Annual income on $10K today (after 15% tax)
$70.54/yr
After 10yr DRIP, annual income (after tax)
$74.44/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $287.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMTLF + SCHD for your $10,000?

HMTLF: 50%SCHD: 50%
100% SCHD50/50100% HMTLF
Portfolio after 10yr
$24.9K
Annual income
$256.76/yr
Blended yield
1.03%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMTLF buys
0
SCHD buys
0
No recent congressional trades found for HMTLF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMTLFSCHD
Forward yield0.83%3.46%
Annual dividend / share$0.12$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.8K$29.0K
Annual income after 10y$87.58$425.95
Total dividends collected$855.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HMTLF vs SCHD ($10,000, DRIP)

YearHMTLF PortfolioHMTLF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,783$82.99$11,226$346.36$443.00SCHD
2$11,621$83.63$12,572$357.38$951.00SCHD
3$12,519$84.24$14,046$367.84$1.5KSCHD
4$13,480$84.81$15,660$377.73$2.2KSCHD
5$14,509$85.34$17,425$387.07$2.9KSCHD
6$15,611$85.85$19,354$395.86$3.7KSCHD
7$16,790$86.32$21,461$404.13$4.7KSCHD
8$18,052$86.77$23,762$411.89$5.7KSCHD
9$19,403$87.19$26,272$419.15$6.9KSCHD
10$20,849$87.58$29,010$425.95$8.2KSCHD

HMTLF vs SCHD: Complete Analysis 2026

HMTLFStock

Hitachi Metals, Ltd. manufacture and sell specialty steel products, functional components and equipment, magnetic materials and applications/power electronics materials, wires and cables, and related products in Japan, North America, Asia, Europe, and internationally. The company's Specialty Steel Products segment offers molds and tool steels, rolls for steel mills, injection molding machine parts, structural ceramic products, and steel-frame joints for construction; automobile-related materials, razor and blade materials, precision cast components, and aircraft- and energy-related materials; and display-related materials, semiconductor and other package materials, and battery-related materials. Its Functional Components and Equipment segment provides HNM ductile cast iron products, cast iron products for transportation equipment, heat-resistant exhaust casting components, and Aluminum components; and piping and infrastructure components. The company's Magnetic Materials and Applications/Power Electronics Materials segment offers rare-earth magnets, ferrite magnets, and other magnets and applied products; and amorphous metals, nanocrystalline magnetic materials, soft ferrite, and applied products, as well as ceramic components. Its Wires, Cables, and Related Products segment provides industrial cables, electronic wires, electric equipment materials, cable assemblies, and industrial rubber products; and automotive electronic components and brake hoses. The company was founded in 1910 and is headquartered in Tokyo, Japan. Hitachi Metals, Ltd. is a subsidiary of Hitachi, Ltd.

Full HMTLF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.