Is HNDI or XYLD a better dividend investment in 2026?

HNDI currently yields 1124.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HNDI offers higher current income.

What is the dividend yield difference between HNDI and XYLD?

HNDI has a forward dividend yield of 1124.86% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1113.88 percentage points.

Home › Compare › HNDI vs XYLD

HNDI vs XYLD: Dividend Comparison 2026

HNDI yields 1124.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HNDI wins by $52951737.89M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HNDI

● Live price

1124.86%

Share price

$0.18

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$52951737.92M

Annual income

$45,069,921,122,891.89

Full HNDI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HNDI vs XYLD

📍 HNDI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HNDI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HNDI + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HNDI pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HNDI

Annual income on $10K today (after 15% tax)

$95,613.05/yr

After 10yr DRIP, annual income (after tax)

$38,309,432,954,458.11/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HNDI beats the other by $38,309,432,951,721.95/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HNDI + XYLD for your $10,000?

HNDI: 50%XYLD: 50%

100% XYLD50/50100% HNDI

Portfolio after 10yr

$26475868.97M

Annual income

$22,534,960,563,055.46/yr

Blended yield

85.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HNDI buys

XYLD buys

No recent congressional trades found for HNDI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHNDIXYLD

Forward yield	1124.86% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$52951737.92M ✓	$25.3K
Annual income after 10y	$45,069,921,122,891.89 ✓	$3,219.02
Total dividends collected	$52358925.86M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HNDI vs XYLD ($10,000, DRIP)

Year	HNDI Portfolio	HNDI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$123,186	$112,485.94	$10,818	$1,098.39	+$112.4K → HNDI
2	$1,426,826	$1,295,017.39	$11,738	$1,222.51	+$1.42M → HNDI
3	$15,545,213	$14,018,508.31	$12,774	$1,364.64	+$15.53M → HNDI
4	$159,372,680	$142,739,302.14	$13,944	$1,527.86	+$159.36M → HNDI
5	$1,538,185,169	$1,367,656,401.99	$15,270	$1,715.87	+$1538.17M → HNDI
6	$13,982,244,712	$12,336,386,580.90	$16,775	$1,933.09	+$13982.23M → HNDI
7	$119,763,701,900	$104,802,700,058.68	$18,490	$2,184.87	+$119763.68M → HNDI
8	$967,098,954,572	$838,951,793,538.43	$20,450	$2,477.63	+$967098.93M → HNDI
9	$7,366,183,919,368	$6,331,388,037,976.37	$22,697	$2,819.19	+$7366183.90M → HNDI
10	$52,951,737,916,616	$45,069,921,122,891.89	$25,280	$3,219.02	+$52951737.89M → HNDI

HNDI vs XYLD: Complete Analysis 2026

HNDI — Stock

Handeni Gold Inc., a gold exploration company, explores for and develops mineral properties in the United Republic of Tanzania. It primarily owns a 100% interest in the Handeni gold project comprising four prospecting licenses covering an area of 359.9 square kilometers located in the Handeni district, within the Tanga region of the United Republic of Tanzania. The company was formerly known as Douglas Lake Minerals Inc. and changed its name to Handeni Gold Inc. in February 2012. Handeni Gold Inc. was founded in 2004 and is based in Dar es Salaam, the United Republic of Tanzania.

Full HNDI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.