Is HNRGX or XYLD a better dividend investment in 2026?

HNRGX currently yields 0.41% with a 5% 5-year dividend growth rate. XYLD yields 10.93% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HNRGX and XYLD?

HNRGX has a forward dividend yield of 0.41% ($0.16/share annually). XYLD yields 10.93% ($4.30/share annually). The yield gap is 10.52 percentage points.

Home › Compare › HNRGX vs XYLD

HNRGX vs XYLD: Dividend Comparison 2026

HNRGX yields 0.41% · XYLD yields 10.93%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HNRGX

● Live price

0.41%

Share price

$38.34

Annual div

$0.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$42.24

Full HNRGX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.93%

Share price

$39.31

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$3,189.45

Full XYLD calculator →

Portfolio growth — HNRGX vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HNRGX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HNRGX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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HNRGX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HNRGX

Annual income on $10K today (after 15% tax)

$34.95/yr

After 10yr DRIP, annual income (after tax)

$35.90/yr

XYLD

Annual income on $10K today (after 15% tax)

$929.36/yr

After 10yr DRIP, annual income (after tax)

$2,711.03/yr

At 15% tax rate, XYLD beats the other by $2,675.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HNRGX + XYLD for your $10,000?

HNRGX: 50%XYLD: 50%

100% XYLD50/50100% HNRGX

Portfolio after 10yr

$22.7K

Annual income

$1,615.84/yr

Blended yield

7.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HNRGX buys

XYLD buys

No recent congressional trades found for HNRGX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHNRGXXYLD

Forward yield	0.41%	10.93% ✓
Annual dividend / share	$0.16	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.2K	$25.1K ✓
Annual income after 10y	$42.24	$3,189.45 ✓
Total dividends collected	$417.00 ✓	$19.4K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HNRGX vs XYLD ($10,000, DRIP)

Year	HNRGX Portfolio	HNRGX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,741	$41.12	$10,813	$1,093.36	$72.00 → XYLD
2	$11,534	$41.28	$11,727	$1,216.35	$193.00 → XYLD
3	$12,383	$41.43	$12,756	$1,357.11	$373.00 → XYLD
4	$13,291	$41.57	$13,917	$1,518.69	$626.00 → XYLD
5	$14,264	$41.70	$15,232	$1,704.71	$968.00 → XYLD
6	$15,304	$41.82	$16,725	$1,919.54	$1.4K → XYLD
7	$16,417	$41.93	$18,425	$2,168.40	$2.0K → XYLD
8	$17,608	$42.04	$20,367	$2,457.63	$2.8K → XYLD
9	$18,883	$42.14	$22,592	$2,794.87	$3.7K → XYLD
10	$20,247	$42.24	$25,149	$3,189.45	$4.9K → XYLD

HNRGX vs XYLD: Complete Analysis 2026

HNRGX — Stock

Under normal circumstances, the fund invests at least 80% of its net assets in companies operating in the United States across the full spectrum of the energy supply/demand value chain, including traditional upstream, midstream, and downstream energy companies, as well as renewable energy companies and energy end users. Investments consist primarily of common stocks. The fund may also invest up to 25% of its total assets in securities of energy-related master limited partnerships ("MLPs").

Full HNRGX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.