Is HNVRX or XYLD a better dividend investment in 2026?

HNVRX currently yields 3.13% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HNVRX and XYLD?

HNVRX has a forward dividend yield of 3.13% ($1.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.85 percentage points.

Home › Compare › HNVRX vs XYLD

HNVRX vs XYLD: Dividend Comparison 2026

HNVRX yields 3.13% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $830.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

HNVRX

● Live price

3.13%

Share price

$47.62

Annual div

$1.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.4K

Annual income

$383.09

Full HNVRX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HNVRX vs XYLD

📍 XYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HNVRX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HNVRX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HNVRX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HNVRX

Annual income on $10K today (after 15% tax)

$266.16/yr

After 10yr DRIP, annual income (after tax)

$325.63/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,410.54/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HNVRX + XYLD for your $10,000?

HNVRX: 50%XYLD: 50%

100% XYLD50/50100% HNVRX

Portfolio after 10yr

$24.9K

Annual income

$1,801.06/yr

Blended yield

7.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HNVRX buys

XYLD buys

No recent congressional trades found for HNVRX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHNVRXXYLD

Forward yield	3.13%	10.98% ✓
Annual dividend / share	$1.49	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.4K	$25.3K ✓
Annual income after 10y	$383.09	$3,219.02 ✓
Total dividends collected	$3.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HNVRX vs XYLD ($10,000, DRIP)

Year	HNVRX Portfolio	HNVRX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,013	$313.13	$10,818	$1,098.39	+$195.00 → HNVRX
2	$12,106	$322.29	$11,738	$1,222.51	+$368.00 → HNVRX
3	$13,285	$331.10	$12,774	$1,364.64	+$511.00 → HNVRX
4	$14,554	$339.57	$13,944	$1,527.86	+$610.00 → HNVRX
5	$15,921	$347.68	$15,270	$1,715.87	+$651.00 → HNVRX
6	$17,391	$355.44	$16,775	$1,933.09	+$616.00 → HNVRX
7	$18,971	$362.86	$18,490	$2,184.87	+$481.00 → HNVRX
8	$20,669	$369.93	$20,450	$2,477.63	+$219.00 → HNVRX
9← crossover	$22,492	$376.68	$22,697	$2,819.19	$205.00 → XYLD
10	$24,450	$383.09	$25,280	$3,219.02	$830.00 → XYLD

HNVRX vs XYLD: Complete Analysis 2026

HNVRX — Stock

The fund invests primarily in equity securities, principally common and preferred stocks, of small cap companies. Under normal market conditions, it invests at least 80% of its net assets, plus borrowings for investment purposes, in securities of small cap companies. The adviser defines small cap companies as those with market capitalizations that fall within the range of the Russell 2000® Index. The adviser expects to invest in approximately 55 to 70 companies.

Full HNVRX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.