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HNW vs MO: Dividend Comparison 2026

HNW yields 7.20% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HNW wins by $55.1K in total portfolio value
10 years
HNW
HNW
● Live price
7.20%
Share price
$12.81
Annual div
$0.92
5Y div CAGR
27.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$135.2K
Annual income
$40,375.67
Full HNW calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — HNW vs MO

📍 HNW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHNWMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HNW + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HNW pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HNW
Annual income on $10K today (after 15% tax)
$612.36/yr
After 10yr DRIP, annual income (after tax)
$34,319.32/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, HNW beats the other by $8,684.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HNW + MO for your $10,000?

HNW: 50%MO: 50%
100% MO50/50100% HNW
Portfolio after 10yr
$107.7K
Annual income
$35,267.41/yr
Blended yield
32.75%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HNW
No analyst data
Altman Z
1.8
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HNW buys
0
MO buys
0
No recent congressional trades found for HNW or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHNWMO
Forward yield7.20%6.36%
Annual dividend / share$0.92$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR27.8%22.6%
Portfolio after 10y$135.2K$80.1K
Annual income after 10y$40,375.67$30,159.17
Total dividends collected$102.6K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HNW vs MO ($10,000, DRIP)

YearHNW PortfolioHNW Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,621$920.70$10,570$780.30+$1.1KHNW
2$13,712$1,277.90$11,381$1,032.90+$2.3KHNW
3$16,473$1,801.00$12,535$1,392.73+$3.9KHNW
4$20,210$2,584.22$14,193$1,920.91+$6.0KHNW
5$25,412$3,786.84$16,618$2,723.68+$8.8KHNW
6$32,878$5,687.06$20,263$3,993.80+$12.6KHNW
7$43,967$8,788.22$25,936$6,098.36+$18.0KHNW
8$61,082$14,037.09$35,166$9,775.01+$25.9KHNW
9$88,650$23,292.08$51,026$16,597.78+$37.6KHNW
10$135,231$40,375.67$80,113$30,159.17+$55.1KHNW

HNW vs MO: Complete Analysis 2026

HNWStock

Pioneer Diversified High Income Fund, Inc. is a closed ended fixed income mutual fund launched and managed by Pioneer Investment Management, Inc. It invests in the fixed income markets across the globe. The fund seeks to invest in higher yielding asset classes, including high yield bonds, leveraged bank loans, and event-linked bonds .It employs a combination of fundamental and quantitative analysis to create its portfolio. The fund benchmarks the performance of its portfolio against a composite benchmark comprising of 50% Bank of America Merrill Lynch Global High Yield, Emerging Markets Plus Index and 50% the Credit Suisse Leveraged Loan Index. Pioneer Diversified High Income Fund, Inc. was formed on January 30, 2007 and is domiciled in the United States.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.