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HOCFF vs MO: Dividend Comparison 2026

HOCFF yields 1.36% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $55.3K in total portfolio value· pulled ahead in Year 4
10 years
HOCFF
HOCFF
● Live price
1.36%
Share price
$438.95
Annual div
$5.96
5Y div CAGR
6.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$284.08
Full HOCFF calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — HOCFF vs MO

📍 MO pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHOCFFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HOCFF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HOCFF pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOCFF
Annual income on $10K today (after 15% tax)
$115.39/yr
After 10yr DRIP, annual income (after tax)
$241.47/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, MO beats the other by $24,381.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HOCFF + MO for your $10,000?

HOCFF: 50%MO: 50%
100% MO50/50100% HOCFF
Portfolio after 10yr
$50.1K
Annual income
$14,626.31/yr
Blended yield
29.22%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HOCFF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
2.5
Piotroski
6/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOCFF buys
0
MO buys
0
No recent congressional trades found for HOCFF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHOCFFMO
Forward yield1.36%6.27%
Annual dividend / share$5.96$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR6.4%22.6%
Portfolio after 10y$22.4K$77.7K
Annual income after 10y$284.08$28,968.54
Total dividends collected$2.1K$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: HOCFF vs MO ($10,000, DRIP)

YearHOCFF PortfolioHOCFF Income/yrMO PortfolioMO Income/yrGap
1$10,844$144.44$10,558$768.31+$286.00HOCFF
2$11,759$155.76$11,352$1,015.87+$407.00HOCFF
3$12,750$167.96$12,482$1,367.86+$268.00HOCFF
4← crossover$13,824$181.09$14,103$1,883.39$279.00MO
5$14,987$195.24$16,472$2,664.91$1.5KMO
6$16,247$210.48$20,024$3,897.79$3.8KMO
7$17,611$226.89$25,537$5,933.74$7.9KMO
8$19,088$244.56$34,478$9,476.77$15.4KMO
9$20,688$263.59$49,776$16,022.63$29.1KMO
10$22,420$284.08$77,699$28,968.54$55.3KMO

HOCFF vs MO: Complete Analysis 2026

HOCFFStock

HOCHTIEF Aktiengesellschaft engages in the construction business worldwide. The company operates through HOCHTIEF Americas, HOCHTIEF Asia Pacific, HOCHTIEF Europe, and Abertis Investment divisions. The HOCHTIEF Americas division provides building and transportation infrastructure construction services primarily in the United States and Canada. The HOCHTIEF Asia Pacific division offers infrastructure construction, resource and mineral processing services, engineering and technical services, and maintenance services in the Asia-Pacific region. This division also undertakes public-private partnerships (PPP). The HOCHTIEF Europe division provides services primarily for infrastructure and building construction projects, as well as PPP in transportation, energy, social, and urban infrastructure. It also offers engineering services, including virtual construction, and facility management; and designs, develops, builds, operates, and manages real estate and infrastructure. The Abertis Investment segment operates toll roads in France, Spain, North America, Brazil, Chile, and Mexico. The company also provides insurance products; and reinsurance products primarily for contractors' casualty and surety, subcontractor default, liability, and occupational accident insurance. HOCHTIEF Aktiengesellschaft was founded in 1873 and is headquartered in Essen, Germany. HOCHTIEF Aktiengesellschaft operates as a subsidiary of ACS, Actividades de Construcción y Servicios, S.A.

Full HOCFF Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.