Is HOCPF or XYLD a better dividend investment in 2026?

HOCPF currently yields 1.02% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HOCPF and XYLD?

HOCPF has a forward dividend yield of 1.02% ($1.69/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.96 percentage points.

Home › Compare › HOCPF vs XYLD

HOCPF vs XYLD: Dividend Comparison 2026

HOCPF yields 1.02% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $553.00 in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

HOCPF

● Live price

1.02%

Share price

$165.00

Annual div

$1.69

5Y div CAGR

22.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.7K

Annual income

$940.66

Full HOCPF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HOCPF vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HOCPF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HOCPF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HOCPF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOCPF

Annual income on $10K today (after 15% tax)

$86.90/yr

After 10yr DRIP, annual income (after tax)

$799.56/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,936.61/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HOCPF + XYLD for your $10,000?

HOCPF: 50%XYLD: 50%

100% XYLD50/50100% HOCPF

Portfolio after 10yr

$25.0K

Annual income

$2,079.84/yr

Blended yield

8.32%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOCPF buys

XYLD buys

No recent congressional trades found for HOCPF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHOCPFXYLD

Forward yield	1.02%	10.98% ✓
Annual dividend / share	$1.69	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	22.5% ✓	0%
Portfolio after 10y	$24.7K	$25.3K ✓
Annual income after 10y	$940.66	$3,219.02 ✓
Total dividends collected	$4.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HOCPF vs XYLD ($10,000, DRIP)

Year	HOCPF Portfolio	HOCPF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,825	$125.23	$10,818	$1,098.39	+$7.00 → HOCPF
2	$11,738	$155.20	$11,738	$1,222.51	$0.00 → XYLD
3← crossover	$12,753	$192.67	$12,774	$1,364.64	$21.00 → XYLD
4	$13,885	$239.65	$13,944	$1,527.86	$59.00 → XYLD
5	$15,156	$298.72	$15,270	$1,715.87	$114.00 → XYLD
6	$16,590	$373.29	$16,775	$1,933.09	$185.00 → XYLD
7	$18,219	$467.81	$18,490	$2,184.87	$271.00 → XYLD
8	$20,082	$588.17	$20,450	$2,477.63	$368.00 → XYLD
9	$22,230	$742.25	$22,697	$2,819.19	$467.00 → XYLD
10	$24,727	$940.66	$25,280	$3,219.02	$553.00 → XYLD

HOCPF vs XYLD: Complete Analysis 2026

HOCPF — Stock

HOYA Corporation, a med-tech company, provides high-tech and medical products worldwide. It operates through three segments: Life Care, Information Technology, and Other. The company offers life care products, including eyeglass and contact lenses; medical endoscopes; intraocular lenses; laparoscopic surgical instruments; automatic endoscope cleaning equipment; and other medical related products, such as prosthetic ceramic fillers and metallic implants for orthopedics. It also operates Eyecity, a specialty retailer of contact lenses. In addition, the company provides information technology products, such as mask blanks and photomasks for manufacturing semiconductor chips; glass disks for hard disk drives; and imaging products that include optical glasses/optical lenses, colored glass filters, and laser equipment/UV light resources. Further, it engages in the research, development, manufacture, and sale of photomasks for manufacturing flat panel displays. Additionally, the company offers ReadSpeaker, a speech synthesis software; and cloud services comprising Kinnosuke, a time and attendance management service, as well as Yonosuke, an electronic payslip service. HOYA Corporation was founded in 1941 and is headquartered in Tokyo, Japan.

Full HOCPF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.