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HOCPY vs PM: Dividend Comparison 2026

HOCPY yields 0.38% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $28.2K in total portfolio value
10 years
HOCPY
HOCPY
● Live price
0.38%
Share price
$171.28
Annual div
$0.65
5Y div CAGR
22.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$311.46
Full HOCPY calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — HOCPY vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHOCPYPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HOCPY + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HOCPY pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOCPY
Annual income on $10K today (after 15% tax)
$32.40/yr
After 10yr DRIP, annual income (after tax)
$264.74/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,862.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HOCPY + PM for your $10,000?

HOCPY: 50%PM: 50%
100% PM50/50100% HOCPY
Portfolio after 10yr
$35.5K
Annual income
$1,407.04/yr
Blended yield
3.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HOCPY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
24.1
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOCPY buys
1
PM buys
0
PoliticianChamberTickerTypeAmountDate
Daniel Goldman🏢 House$HOCPY▼ Sell$15,001 - $50,0002023-07-10
Daniel Goldman🏢 House$HOCPY▲ Buy$15,001 - $50,0002023-02-27
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHOCPYPM
Forward yield0.38%3.49%
Annual dividend / share$0.65$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR22.5%17.2%
Portfolio after 10y$21.4K$49.6K
Annual income after 10y$311.46$2,502.61
Total dividends collected$1.4K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: HOCPY vs PM ($10,000, DRIP)

YearHOCPY PortfolioHOCPY Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,747$46.69$11,650$409.56$903.00PM
2$11,556$57.44$13,592$497.49$2.0KPM
3$12,436$70.72$15,882$605.21$3.4KPM
4$13,394$87.13$18,589$737.41$5.2KPM
5$14,439$107.43$21,794$899.94$7.4KPM
6$15,582$132.58$25,597$1,100.16$10.0KPM
7$16,837$163.81$30,118$1,347.30$13.3KPM
8$18,218$202.64$35,505$1,652.97$17.3KPM
9$19,744$251.02$41,940$2,031.88$22.2KPM
10$21,438$311.46$49,643$2,502.61$28.2KPM

HOCPY vs PM: Complete Analysis 2026

HOCPYStock

HOYA Corporation operates as a med-tech company, and a supplier of high-tech and medical products worldwide. The company offers life care products, including eyeglass and contact lenses; medical endoscopes; intraocular lenses; laparoscopic surgical instruments; automatic endoscope cleaning equipment; and medical related products, such as prosthetic ceramic fillers and metallic implants. It also operates Eyecity, a specialty retailer of contact lenses. In addition, the company provides information technology products, such as mask blanks and photomasks for manufacturing semiconductor chips; photomasks for liquid crystal display panels; glass disks for hard disk drives; and imaging products that include optical glasses/optical lenses, colored glass filters, and laser equipment/UV light resources. Further, it offers ReadSpeaker, a speech synthesis software; and cloud services comprising Kinnosuke that is a time and attendance management service, and Yonosuke, an electronic payslip service. HOYA Corporation was founded in 1941 and is headquartered in Tokyo, Japan.

Full HOCPY Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.