Is HOFJF or RYLD a better dividend investment in 2026?

HOFJF currently yields 1.45% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between HOFJF and RYLD?

HOFJF has a forward dividend yield of 1.45% ($0.28/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.69 percentage points.

Home › Compare › HOFJF vs RYLD

HOFJF vs RYLD: Dividend Comparison 2026

HOFJF yields 1.45% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $21.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HOFJF

● Live price

1.45%

Share price

$19.36

Annual div

$0.28

5Y div CAGR

7.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.9K

Annual income

$352.16

Full HOFJF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HOFJF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HOFJF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HOFJF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

HOFJF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOFJF

Annual income on $10K today (after 15% tax)

$123.45/yr

After 10yr DRIP, annual income (after tax)

$299.34/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,899.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HOFJF + RYLD for your $10,000?

HOFJF: 50%RYLD: 50%

100% RYLD50/50100% HOFJF

Portfolio after 10yr

$33.7K

Annual income

$1,469.75/yr

Blended yield

4.36%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOFJF buys

RYLD buys

No recent congressional trades found for HOFJF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHOFJFRYLD

Forward yield	1.45%	12.14% ✓
Annual dividend / share	$0.28	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	7.8% ✓	0%
Portfolio after 10y	$22.9K	$44.5K ✓
Annual income after 10y	$352.16	$2,587.35 ✓
Total dividends collected	$2.4K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HOFJF vs RYLD ($10,000, DRIP)

Year	HOFJF Portfolio	HOFJF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,857	$156.56	$11,914	$1,213.65	$1.1K → RYLD
2	$11,788	$171.24	$14,099	$1,351.30	$2.3K → RYLD
3	$12,800	$187.32	$16,580	$1,494.55	$3.8K → RYLD
4	$13,901	$204.93	$19,384	$1,642.61	$5.5K → RYLD
5	$15,098	$224.22	$22,535	$1,794.70	$7.4K → RYLD
6	$16,401	$245.35	$26,063	$1,950.00	$9.7K → RYLD
7	$17,817	$268.51	$29,995	$2,107.69	$12.2K → RYLD
8	$19,358	$293.88	$34,361	$2,266.99	$15.0K → RYLD
9	$21,035	$321.69	$39,194	$2,427.12	$18.2K → RYLD
10	$22,860	$352.16	$44,525	$2,587.35	$21.7K → RYLD

HOFJF vs RYLD: Complete Analysis 2026

HOFJF — Stock

House Foods Group Inc. engages in the manufacture, sale, import, and export of spices, seasonings, processed foods, and commercial use food products in Japan and internationally. It operates through Spice/Seasoning/Processed Food Business, Health Food Business, Restaurant Business, International Food Business, and Other Food Related Business segments. The company offers curry, stew, starch, processed meat, retort pouched food products, etc.; condiments, such as curry roux products; soy-bean products, prepared dishes, baked breads, dessert products, and beverages; health food products through mail-order; and frozen vegetables, mustard essential oils, processed foods, etc. It also conducts agricultural management; processes and sells agricultural products; provides safety and sanitation analysis for food products; and operates and transport and warehouses. In addition, the company is involved in the restaurant operations guidance and trading services; and marketing of vegetables. It operates 1,259 restaurants in Japan and 202 restaurants internationally under the Ichibanya name. The company was formerly known as House Foods Corp and changed its name to House Foods Group Inc. in 2013. House Foods Group Inc. was founded in 1913 and is headquartered in Tokyo, Japan.

Full HOFJF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.