Is HOML or QYLD a better dividend investment in 2026?

HOML currently yields 23.70% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: HOML offers higher current income.

What is the dividend yield difference between HOML and QYLD?

HOML has a forward dividend yield of 23.70% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.78 percentage points.

Home › Compare › HOML vs QYLD

HOML vs QYLD: Dividend Comparison 2026

HOML yields 23.70% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HOML wins by $66.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HOML

● Live price

23.70%

Share price

$8.44

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$91.4K

Annual income

$9,823.08

Full HOML calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HOML vs QYLD

📍 HOML pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HOML	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HOML + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HOML pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOML

Annual income on $10K today (after 15% tax)

$2,014.22/yr

After 10yr DRIP, annual income (after tax)

$8,349.62/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, HOML beats the other by $3,539.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HOML + QYLD for your $10,000?

HOML: 50%QYLD: 50%

100% QYLD50/50100% HOML

Portfolio after 10yr

$58.4K

Annual income

$7,741.20/yr

Blended yield

13.26%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOML buys

QYLD buys

No recent congressional trades found for HOML or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHOMLQYLD

Forward yield	23.70% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$91.4K ✓	$25.4K
Annual income after 10y	$9,823.08 ✓	$5,659.31
Total dividends collected	$56.4K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HOML vs QYLD ($10,000, DRIP)

Year	HOML Portfolio	HOML Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,070	$2,369.67	$10,352	$1,192.36	+$2.7K → HOML
2	$16,879	$2,894.47	$10,830	$1,347.57	+$6.0K → HOML
3	$21,554	$3,493.55	$11,460	$1,539.07	+$10.1K → HOML
4	$27,232	$4,169.33	$12,275	$1,777.84	+$15.0K → HOML
5	$34,062	$4,923.06	$13,323	$2,078.95	+$20.7K → HOML
6	$42,201	$5,754.83	$14,667	$2,463.34	+$27.5K → HOML
7	$51,818	$6,663.53	$16,396	$2,960.57	+$35.4K → HOML
8	$63,092	$7,646.87	$18,631	$3,612.97	+$44.5K → HOML
9	$76,210	$8,701.50	$21,548	$4,482.15	+$54.7K → HOML
10	$91,368	$9,823.08	$25,398	$5,659.31	+$66.0K → HOML

HOML vs QYLD: Complete Analysis 2026

HOML — Stock

The investment seeks a return linked to the total return version of the ISE Exclusively Homebuilders Index (the âindexâ). The ETRACS Monthly Reset 2xLeveraged ISE Exclusively Homebuilders ETN due March 13, 2045 (the âSecuritiesâ) are a series of Monthly Reset 2xLeveraged Exchange Traded Access Securities (ETRACS). The index is focused exclusively on homebuilding stocks. The Securities are designed to provide a two times leveraged long exposure to the performance of the index compounded on a monthly basis, reduced by the Accrued Fees.

Full HOML Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.