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HONT vs MO: Dividend Comparison 2026

HONT yields 2.23% · MO yields 9.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HONT wins by $168.4K in total portfolio value
10 years
HONT
HONT
● Live price
2.23%
Share price
$131.00
Annual div
$2.92
5Y div CAGR
54.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$196.1K
Annual income
$92,959.64
Full HONT calculator →
MO
Altria Group Inc.
● Live price
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — HONT vs MO

📍 HONT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHONTMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HONT + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HONT pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HONT
Annual income on $10K today (after 15% tax)
$189.47/yr
After 10yr DRIP, annual income (after tax)
$79,015.69/yr
MO
Annual income on $10K today (after 15% tax)
$774.11/yr
After 10yr DRIP, annual income (after tax)
$3,444.81/yr
At 15% tax rate, HONT beats the other by $75,570.88/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HONT + MO for your $10,000?

HONT: 50%MO: 50%
100% MO50/50100% HONT
Portfolio after 10yr
$111.9K
Annual income
$48,506.18/yr
Blended yield
43.35%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

HONT
No analyst data
Altman Z
0.2
Piotroski
5/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
+36.7% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HONT buys
0
MO buys
0
No recent congressional trades found for HONT or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHONTMO
Forward yield2.23%9.11%
Annual dividend / share$2.92$4.08
Payout ratio50%78%
1-year div growth0%4.1%
5-year div CAGR54.9%4.3%
Portfolio after 10y$196.1K$27.7K
Annual income after 10y$92,959.64$4,052.72
Total dividends collected$165.2K$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HONT vs MO ($10,000, DRIP)

YearHONT PortfolioHONT Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,045$345.27$10,740$949.88+$305.00HONT
2$12,371$552.09$11,601$1,086.84+$770.00HONT
3$14,132$895.13$12,608$1,250.75+$1.5KHONT
4$16,601$1,480.33$13,792$1,448.20+$2.8KHONT
5$20,281$2,517.51$15,190$1,687.69+$5.1KHONT
6$26,153$4,452.30$16,851$1,980.28+$9.3KHONT
7$36,295$8,311.61$18,838$2,340.48+$17.5KHONT
8$55,534$16,698.71$21,230$2,787.44+$34.3KHONT
9$96,410$36,988.40$24,130$3,346.72+$72.3KHONT
10$196,118$92,959.64$27,676$4,052.72+$168.4KHONT

HONT vs MO: Complete Analysis 2026

HONTStock

Honat Bancorp, Inc. operates as a holding company for The Honesdale National Bank that provides personal and business banking, and wealth management services. The company offers checking, savings, money market deposit, club, and savings accounts; certificates of deposit; individual retirement accounts; and debit and credit cards, as well as trust services. It also provides auto, personal, student, home equity, mortgages, and business loans; cash management, cards and payments, and merchant services; digital banking and financial planning services; and retirement and business solutions. The company operates twelve full-service offices in the counties of Wayne, Pike, Susquehanna, Lackawanna, and Luzerne. Honat Bancorp, Inc. was founded in 1836 and is headquartered in Honesdale, Pennsylvania.

Full HONT Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.