Is HOT or XYLD a better dividend investment in 2026?

HOT currently yields 2.60% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HOT and XYLD?

HOT has a forward dividend yield of 2.60% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.38 percentage points.

Home › Compare › HOT vs XYLD

HOT vs XYLD: Dividend Comparison 2026

HOT yields 2.60% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $1.7K in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

HOT

● Live price

2.60%

Share price

$77.05

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.6K

Annual income

$306.90

Full HOT calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HOT vs XYLD

📍 XYLD pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HOT	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HOT + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HOT pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOT

Annual income on $10K today (after 15% tax)

$220.64/yr

After 10yr DRIP, annual income (after tax)

$260.86/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,475.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HOT + XYLD for your $10,000?

HOT: 50%XYLD: 50%

100% XYLD50/50100% HOT

Portfolio after 10yr

$24.4K

Annual income

$1,762.96/yr

Blended yield

7.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOT buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Sheldon Whitehouse	🏛 Senate	$HOT	▲ Buy	$1,001 - $15,000	2016-03-01
Sheldon Whitehouse	🏛 Senate	$HOT	▲ Buy	$1,001 - $15,000	2016-03-01
Susan M. Collins	🏛 Senate	$HOT	▼ Sell	$1,001 - $15,000	2014-05-07
Susan M. Collins	🏛 Senate	$HOT	▼ Sell	$1,001 - $15,000	2014-05-07

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHOTXYLD

Forward yield	2.60%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.6K	$25.3K ✓
Annual income after 10y	$306.90	$3,219.02 ✓
Total dividends collected	$2.8K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HOT vs XYLD ($10,000, DRIP)

Year	HOT Portfolio	HOT Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,960	$259.57	$10,818	$1,098.39	+$142.00 → HOT
2	$11,993	$265.87	$11,738	$1,222.51	+$255.00 → HOT
3	$13,104	$271.90	$12,774	$1,364.64	+$330.00 → HOT
4	$14,299	$277.66	$13,944	$1,527.86	+$355.00 → HOT
5	$15,583	$283.16	$15,270	$1,715.87	+$313.00 → HOT
6	$16,962	$288.40	$16,775	$1,933.09	+$187.00 → HOT
7← crossover	$18,443	$293.38	$18,490	$2,184.87	$47.00 → XYLD
8	$20,032	$298.13	$20,450	$2,477.63	$418.00 → XYLD
9	$21,737	$302.63	$22,697	$2,819.19	$960.00 → XYLD
10	$23,565	$306.90	$25,280	$3,219.02	$1.7K → XYLD

HOT vs XYLD: Complete Analysis 2026

HOT — Stock

Starwood Hotels & Resorts Worldwide, LLC owns and operates hotels and resorts. The Company offers accommodation, wedding venues, seminar halls, restaurants, bars, suites, spa centers, and lounges. Starwood Hotels & Resorts Worldwide serves customers worldwide.

Full HOT Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.