Is HOTFX or PEP a better dividend investment in 2026?

HOTFX currently yields 4.31% with a 5% 5-year dividend growth rate. PEP yields 3.69% with 6.7% growth. The better choice depends on your goal: HOTFX offers higher current income.

What is the dividend yield difference between HOTFX and PEP?

HOTFX has a forward dividend yield of 4.31% ($2.00/share annually). PEP yields 3.69% ($5.42/share annually). The yield gap is 0.62 percentage points.

Home › Compare › HOTFX vs PEP

HOTFX vs PEP: Dividend Comparison 2026

HOTFX yields 4.31% · PEP yields 3.69%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HOTFX wins by $5.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HOTFX

● Live price

4.31%

Share price

$46.36

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$568.90

Full HOTFX calculator →

PEP

PepsiCo Inc.

● Live price

3.69%

Share price

$146.80

Annual div

$5.42

5Y div CAGR

6.7%

Payout ratio

72%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.5K

Annual income

$1,034.52

Full PEP calculator →

Portfolio growth — HOTFX vs PEP

📍 HOTFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HOTFX	PEP
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HOTFX + PEP cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HOTFX pays

PEP pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOTFX

Annual income on $10K today (after 15% tax)

$366.70/yr

After 10yr DRIP, annual income (after tax)

$483.56/yr

PEP

Annual income on $10K today (after 15% tax)

$313.83/yr

After 10yr DRIP, annual income (after tax)

$879.34/yr

At 15% tax rate, PEP beats the other by $395.78/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HOTFX + PEP for your $10,000?

HOTFX: 50%PEP: 50%

100% PEP50/50100% HOTFX

Portfolio after 10yr

$24.0K

Annual income

$801.71/yr

Blended yield

3.34%

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Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

HOTFX

No analyst data

PEP

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Hold

Price Target

$172.43

+17.5% upside vs current

Range: $156.00 — $191.00

Altman Z

3.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOTFX buys

PEP buys

No recent congressional trades found for HOTFX or PEP in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHOTFXPEP

Forward yield	4.31% ✓	3.69%
Annual dividend / share	$2.00	$5.42 ✓
Payout ratio	50% ✓	72%
1-year div growth	0%	7.1% ✓
5-year div CAGR	0%	6.7% ✓
Portfolio after 10y	$26.5K ✓	$21.5K
Annual income after 10y	$568.90	$1,034.52 ✓
Total dividends collected	$5.0K	$6.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: HOTFX vs PEP ($10,000, DRIP)

Year	HOTFX Portfolio	HOTFX Income/yr	PEP Portfolio	PEP Income/yr	Gap
1← crossover	$11,131	$431.41	$10,734	$393.95	+$397.00 → HOTFX
2	$12,359	$448.80	$11,535	$436.36	+$824.00 → HOTFX
3	$13,690	$465.71	$12,411	$483.90	+$1.3K → HOTFX
4	$15,131	$482.11	$13,371	$537.26	+$1.8K → HOTFX
5	$16,688	$497.98	$14,422	$597.26	+$2.3K → HOTFX
6	$18,369	$513.30	$15,578	$664.81	+$2.8K → HOTFX
7	$20,183	$528.05	$16,848	$740.97	+$3.3K → HOTFX
8	$22,138	$542.24	$18,248	$826.99	+$3.9K → HOTFX
9	$24,244	$555.85	$19,793	$924.28	+$4.5K → HOTFX
10	$26,510	$568.90	$21,500	$1,034.52	+$5.0K → HOTFX

HOTFX vs PEP: Complete Analysis 2026

HOTFX — Stock

The fund is a fund-of-funds and as such invests primarily in no-load and load-waived mutual funds, including ETFs. The underlying funds invest primarily in individual securities such as common stocks. The Advisor actively manages the fund's portfolio using a proprietary investment strategy called Upgrading, which seeks to capture global market trends.

Full HOTFX Calculator →

PEP — Consumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.