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HOTL vs DVY: Dividend Comparison 2026

HOTL yields 4.00% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HOTL wins by $3.0K in total portfolio value
10 years
HOTL
HOTL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full HOTL calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — HOTL vs DVY

📍 HOTL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHOTLDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HOTL + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HOTL pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOTL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, HOTL beats the other by $392.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HOTL + DVY for your $10,000?

HOTL: 50%DVY: 50%
100% DVY50/50100% HOTL
Portfolio after 10yr
$26.6K
Annual income
$668.49/yr
Blended yield
2.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOTL buys
0
DVY buys
0
No recent congressional trades found for HOTL or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHOTLDVY
Forward yield4.00% ✓3.50%
Annual dividend / share$2.00$5.25 ✓
Payout ratio50%50%
1-year div growth5% ✓0%
5-year div CAGR5% ✓0%
Portfolio after 10y$28.0K ✓$25.1K
Annual income after 10y$899.19 ✓$437.78
Total dividends collected$6.4K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HOTL vs DVY ($10,000, DRIP)

YearHOTL PortfolioHOTL Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,120$420.00$11,050$349.62+$70.00 → HOTL
2$12,357$458.31$12,184$361.04+$173.00 → HOTL
3$13,721$499.76$13,409$372.07+$312.00 → HOTL
4$15,227$544.58$14,730$382.68+$497.00 → HOTL
5$16,885$593.02$16,154$392.89+$731.00 → HOTL
6$18,713$645.34$17,688$402.69+$1.0K → HOTL
7$20,724$701.81$19,338$412.07+$1.4K → HOTL
8$22,938$762.73$21,113$421.04+$1.8K → HOTL
9$25,372$828.41$23,020$429.61+$2.4K → HOTL
10$28,047$899.19$25,070$437.78+$3.0K → HOTL

HOTL vs DVY: Complete Analysis 2026

HOTL — Stock

HOTL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HOTL shares.

Full HOTL Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.