Is HOYY or SCHD a better dividend investment in 2026?

HOYY currently yields 151.80% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: HOYY offers higher current income.

What is the dividend yield difference between HOYY and SCHD?

HOYY has a forward dividend yield of 151.80% ($10.16/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 148.34 percentage points.

Home › Compare › HOYY vs SCHD

HOYY vs SCHD: Dividend Comparison 2026

HOYY yields 151.80% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HOYY wins by $26.52M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HOYY

● Live price

151.80%

Share price

$6.70

Annual div

$10.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.55M

Annual income

$11,562,043.70

Full HOYY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — HOYY vs SCHD

📍 HOYY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HOYY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HOYY + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HOYY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HOYY

Annual income on $10K today (after 15% tax)

$12,902.97/yr

After 10yr DRIP, annual income (after tax)

$9,827,737.15/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, HOYY beats the other by $9,827,375.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HOYY + SCHD for your $10,000?

HOYY: 50%SCHD: 50%

100% SCHD50/50100% HOYY

Portfolio after 10yr

$13.29M

Annual income

$5,781,234.82/yr

Blended yield

43.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HOYY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHOYYSCHD

Forward yield	151.80% ✓	3.46%
Annual dividend / share	$10.16 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.55M	$29.0K ✓
Annual income after 10y	$11,562,043.70 ✓	$425.95
Total dividends collected	$24.59M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HOYY vs SCHD ($10,000, DRIP)

Year	HOYY Portfolio	HOYY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$25,880	$15,179.97	$11,226	$346.36	+$14.7K → HOYY
2	$64,407	$36,715.61	$12,572	$357.38	+$51.8K → HOYY
3	$154,312	$85,396.01	$14,046	$367.84	+$140.3K → HOYY
4	$356,327	$191,213.40	$15,660	$377.73	+$340.7K → HOYY
5	$793,922	$412,652.37	$17,425	$387.07	+$776.5K → HOYY
6	$1,708,767	$859,270.45	$19,354	$395.86	+$1.69M → HOYY
7	$3,556,808	$1,728,427.09	$21,461	$404.13	+$3.54M → HOYY
8	$7,168,149	$3,362,364.66	$23,762	$411.89	+$7.14M → HOYY
9	$14,002,893	$6,332,973.24	$26,272	$419.15	+$13.98M → HOYY
10	$26,545,139	$11,562,043.70	$29,010	$425.95	+$26.52M → HOYY

HOYY vs SCHD: Complete Analysis 2026

HOYY — Stock

The Fund’s primary investment objective is to seek current income. The Fund’s secondary investment objective is to seek exposure to the performance of one or more exchange-traded funds whose shares trade on a U.S.-regulated securities exchange and that seek daily leverage investment results of 2 times (200%) the daily percentage of the common stock of Robinhood Markets, Inc. (HOOD). (NASDAQ HOOD) (the Underlying Stock) subject to a limit on potential investment gains.

Full HOYY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.