HomeCompareHPTO vs PM

HPTO vs PM: Dividend Comparison 2026

HPTO yields 1104.97% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HPTO wins by $45232126.11M in total portfolio value
10 years
HPTO
HPTO
● Live price
1104.97%
Share price
$0.18
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45232126.16M
Annual income
$38,396,504,124,252.64
Full HPTO calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — HPTO vs PM

📍 HPTO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHPTOPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HPTO + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HPTO pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HPTO
Annual income on $10K today (after 15% tax)
$93,922.65/yr
After 10yr DRIP, annual income (after tax)
$32,637,028,505,614.74/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, HPTO beats the other by $32,637,028,503,496.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HPTO + PM for your $10,000?

HPTO: 50%PM: 50%
100% PM50/50100% HPTO
Portfolio after 10yr
$22616063.10M
Annual income
$19,198,252,063,372.33/yr
Blended yield
84.89%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HPTO
No analyst data
Altman Z
-14.9
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HPTO buys
0
PM buys
0
No recent congressional trades found for HPTO or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHPTOPM
Forward yield1104.97%3.48%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$45232126.16M$49.6K
Annual income after 10y$38,396,504,124,252.64$2,492.02
Total dividends collected$44716820.88M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HPTO vs PM ($10,000, DRIP)

YearHPTO PortfolioHPTO Income/yrPM PortfolioPM Income/yrGap
1← crossover$121,197$110,497.24$11,648$408.29+$109.5KHPTO
2$1,381,266$1,251,585.04$13,589$495.90+$1.37MHPTO
3$14,808,908$13,330,953.52$15,877$603.21+$14.79MHPTO
4$149,419,900$133,574,368.54$18,580$734.88+$149.40MHPTO
5$1,419,456,383$1,259,577,089.13$21,781$896.75+$1419.43MHPTO
6$12,701,722,010$11,182,903,680.77$25,578$1,096.12+$12701.70MHPTO
7$107,112,319,794$93,521,477,242.90$30,092$1,342.17+$107112.29MHPTO
8$851,672,828,634$737,062,646,454.82$35,470$1,646.46+$851672.79MHPTO
9$6,388,431,809,242$5,477,141,882,604.03$41,892$2,023.58+$6388431.77MHPTO
10$45,232,126,160,142$38,396,504,124,252.64$49,578$2,492.02+$45232126.11MHPTO

HPTO vs PM: Complete Analysis 2026

HPTOStock

hopTo Inc., together with its subsidiaries, develops and sells application publishing software in the United States, Brazil, Japan, Germany, the Netherlands, and internationally. The company's application publishing software includes application virtualization and cloud computing software for a range of computer operating systems, including Windows, UNIX, and various Linux-based variants. It provides its application publishing software solutions under the GO-Global brand name. The company offers GO-Global, an application access solution that provides cross-platform remote access and Web-enabled access to existing software applications, as well as the deployment of secure and private cloud environments for use and/or resale by independent software vendors, corporate enterprises, governmental and educational institutions, and others. Its GO-Global software products comprise GO-Global for Windows that allows access to Windows-based applications from remote locations and Internet connections; GO-Global for UNIX, which allows access to UNIX and Linux-based applications from remote locations, and Internet and connections; and GO-Global Client that allows remote application access from various local, remote, and mobile platforms, including Windows, Linux, UNIX, Apple OS X and iOS, and Google Android. The company sells its products through resellers, such as original equipment manufacturers, system integrators, value-added resellers, and distributors. It serves small to medium-sized companies, departments within large corporations, governmental and educational institutions, and independent software vendors. The company was formerly known as GraphOn Corporation and changed its name to hopTo Inc. in September 2013. hopTo Inc. was incorporated in 1996 and is headquartered in Concord, New Hampshire.

Full HPTO Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.