Is HQISX or RYLD a better dividend investment in 2026?

HQISX currently yields 12.92% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HQISX offers higher current income.

What is the dividend yield difference between HQISX and RYLD?

HQISX has a forward dividend yield of 12.92% ($2.63/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 0.78 percentage points.

Home › Compare › HQISX vs RYLD

HQISX vs RYLD: Dividend Comparison 2026

HQISX yields 12.92% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HQISX wins by $2.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HQISX

● Live price

12.92%

Share price

$20.39

Annual div

$2.63

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.8K

Annual income

$2,886.01

Full HQISX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HQISX vs RYLD

📍 HQISX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HQISX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HQISX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

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HQISX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HQISX

Annual income on $10K today (after 15% tax)

$1,098.19/yr

After 10yr DRIP, annual income (after tax)

$2,453.11/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HQISX beats the other by $253.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HQISX + RYLD for your $10,000?

HQISX: 50%RYLD: 50%

100% RYLD50/50100% HQISX

Portfolio after 10yr

$45.7K

Annual income

$2,736.67/yr

Blended yield

5.99%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HQISX buys

RYLD buys

No recent congressional trades found for HQISX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHQISXRYLD

Forward yield	12.92% ✓	12.14%
Annual dividend / share	$2.63 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$46.8K ✓	$44.5K
Annual income after 10y	$2,886.01 ✓	$2,587.35
Total dividends collected	$20.6K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HQISX vs RYLD ($10,000, DRIP)

Year	HQISX Portfolio	HQISX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,992	$1,291.99	$11,914	$1,213.65	+$78.00 → HQISX
2	$14,279	$1,447.99	$14,099	$1,351.30	+$180.00 → HQISX
3	$16,890	$1,611.39	$16,580	$1,494.55	+$310.00 → HQISX
4	$19,854	$1,781.33	$19,384	$1,642.61	+$470.00 → HQISX
5	$23,201	$1,956.91	$22,535	$1,794.70	+$666.00 → HQISX
6	$26,962	$2,137.18	$26,063	$1,950.00	+$899.00 → HQISX
7	$31,170	$2,321.17	$29,995	$2,107.69	+$1.2K → HQISX
8	$35,860	$2,507.92	$34,361	$2,266.99	+$1.5K → HQISX
9	$41,067	$2,696.51	$39,194	$2,427.12	+$1.9K → HQISX
10	$46,828	$2,886.01	$44,525	$2,587.35	+$2.3K → HQISX

HQISX vs RYLD: Complete Analysis 2026

HQISX — Stock

Under normal circumstances, the fund seeks to achieve its investment objective by investing at least 80% of its assets in equity securities. It invests primarily in equity securities of companies with market capitalizations above $2 billion. At the time of investment, every equity security in which the fund invests must pay a dividend or be expected to pay a dividend within the next 12 months. It may invest up to 20% of its net assets in the securities of foreign issuers and non-dollar securities.

Full HQISX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.