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HRAA vs PM: Dividend Comparison 2026

HRAA yields 4000.00% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HRAA wins by $7175340620755.82M in total portfolio value
10 years
HRAA
HRAA
● Live price
4000.00%
Share price
$0.05
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7175340620755.87M
Annual income
$6,839,006,593,197,835,000.00
Full HRAA calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — HRAA vs PM

📍 HRAA pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRAAPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HRAA + PM cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HRAA pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRAA
Annual income on $10K today (after 15% tax)
$340,000.00/yr
After 10yr DRIP, annual income (after tax)
$5,813,155,604,218,160,000.00/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, HRAA beats the other by $5,813,155,604,218,158,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRAA + PM for your $10,000?

HRAA: 50%PM: 50%
100% PM50/50100% HRAA
Portfolio after 10yr
$3587670310377.96M
Annual income
$3,419,503,296,598,918,700.00/yr
Blended yield
95.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

HRAA
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRAA buys
0
PM buys
0
No recent congressional trades found for HRAA or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRAAPM
Forward yield4000.00% ✓3.49%
Annual dividend / share$2.00$5.76 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2% ✓
Portfolio after 10y$7175340620755.87M ✓$49.6K
Annual income after 10y$6,839,006,593,197,835,000.00 ✓$2,502.61
Total dividends collected$7152397773804.84M ✓$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: HRAA vs PM ($10,000, DRIP)

YearHRAA PortfolioHRAA Income/yrPM PortfolioPM Income/yrGap
1← crossover$410,700$400,000.00$11,650$409.56+$399.1K → HRAA
2$15,792,720$15,353,271.03$13,592$497.49+$15.78M → HRAA
3$568,657,142$551,758,931.89$15,882$605.21+$568.64M → HRAA
4$19,176,207,860$18,567,744,718.20$18,589$737.41+$19176.19M → HRAA
5$605,696,028,890$585,177,486,479.73$21,794$899.94+$605696.01M → HRAA
6$17,922,210,653,594$17,274,115,902,681.27$25,597$1,100.16+$17922210.63M → HRAA
7$496,869,793,504,300$477,693,028,104,954.00$30,118$1,347.30+$496869793.47M → HRAA
8$12,908,672,105,251,704$12,377,021,426,202,104.00$35,505$1,652.97+$12908672105.22M → HRAA
9$314,330,866,876,668,540$300,518,587,724,049,200.00$41,940$2,031.88+$314330866876.63M → HRAA
10$7,175,340,620,755,871,000$6,839,006,593,197,835,000.00$49,643$2,502.61+$7175340620755.82M → HRAA

HRAA vs PM: Complete Analysis 2026

HRAA — Stock

Health Revenue Assurance Holdings, Inc. provides revenue cycle services for healthcare providers in the United States. It also offers revenue cycle data analysis, contract, and outsourced coding services; and billing, coding and compliance audits, coding education, coding consulting, physician coding, and ICD-10 education and transition services. The company was founded in 2001 and is based in New York, New York.

Full HRAA Calculator →

PM — Consumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.