Is HRAUX or XYLD a better dividend investment in 2026?

HRAUX currently yields 14.45% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HRAUX offers higher current income.

What is the dividend yield difference between HRAUX and XYLD?

HRAUX has a forward dividend yield of 14.45% ($9.98/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.47 percentage points.

Home › Compare › HRAUX vs XYLD

HRAUX vs XYLD: Dividend Comparison 2026

HRAUX yields 14.45% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HRAUX wins by $26.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRAUX

● Live price

14.45%

Share price

$69.05

Annual div

$9.98

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.6K

Annual income

$3,534.85

Full HRAUX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HRAUX vs XYLD

📍 HRAUX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRAUX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HRAUX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRAUX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRAUX

Annual income on $10K today (after 15% tax)

$1,228.51/yr

After 10yr DRIP, annual income (after tax)

$3,004.62/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HRAUX beats the other by $268.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRAUX + XYLD for your $10,000?

HRAUX: 50%XYLD: 50%

100% XYLD50/50100% HRAUX

Portfolio after 10yr

$38.5K

Annual income

$3,376.93/yr

Blended yield

8.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRAUX buys

XYLD buys

No recent congressional trades found for HRAUX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRAUXXYLD

Forward yield	14.45% ✓	10.98%
Annual dividend / share	$9.98 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$51.6K ✓	$25.3K
Annual income after 10y	$3,534.85 ✓	$3,219.02
Total dividends collected	$24.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HRAUX vs XYLD ($10,000, DRIP)

Year	HRAUX Portfolio	HRAUX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,145	$1,445.30	$10,818	$1,098.39	+$1.3K → HRAUX
2	$14,636	$1,640.53	$11,738	$1,222.51	+$2.9K → HRAUX
3	$17,508	$1,847.62	$12,774	$1,364.64	+$4.7K → HRAUX
4	$20,799	$2,065.61	$13,944	$1,527.86	+$6.9K → HRAUX
5	$24,549	$2,293.36	$15,270	$1,715.87	+$9.3K → HRAUX
6	$28,797	$2,529.69	$16,775	$1,933.09	+$12.0K → HRAUX
7	$33,586	$2,773.31	$18,490	$2,184.87	+$15.1K → HRAUX
8	$38,960	$3,022.93	$20,450	$2,477.63	+$18.5K → HRAUX
9	$44,964	$3,277.21	$22,697	$2,819.19	+$22.3K → HRAUX
10	$51,646	$3,534.85	$25,280	$3,219.02	+$26.4K → HRAUX

HRAUX vs XYLD: Complete Analysis 2026

HRAUX — Stock

The fund normally invests at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in the equity securities of mid-capitalization companies. The fund will invest primarily in the equity securities of companies that the portfolio managers believe have the potential for above-average earnings or sales growth, reasonable valuations and acceptable debt levels.

Full HRAUX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this HRAUX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HRAUX vs SCHD HRAUX vs JEPI HRAUX vs O HRAUX vs KO HRAUX vs MAIN HRAUX vs QYLD HRAUX vs JEPQ HRAUX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.