Is HRMVX or QYLD a better dividend investment in 2026?

HRMVX currently yields 7.90% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HRMVX and QYLD?

HRMVX has a forward dividend yield of 7.90% ($2.32/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.02 percentage points.

Home › Compare › HRMVX vs QYLD

HRMVX vs QYLD: Dividend Comparison 2026

HRMVX yields 7.90% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HRMVX wins by $8.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRMVX

● Live price

7.90%

Share price

$29.30

Annual div

$2.32

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.7K

Annual income

$1,303.06

Full HRMVX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HRMVX vs QYLD

📍 HRMVX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRMVX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HRMVX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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Aug

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Dec

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HRMVX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRMVX

Annual income on $10K today (after 15% tax)

$671.64/yr

After 10yr DRIP, annual income (after tax)

$1,107.60/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $3,702.81/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HRMVX + QYLD for your $10,000?

HRMVX: 50%QYLD: 50%

100% QYLD50/50100% HRMVX

Portfolio after 10yr

$29.6K

Annual income

$3,481.19/yr

Blended yield

11.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRMVX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRMVXQYLD

Forward yield	7.90%	11.92% ✓
Annual dividend / share	$2.32 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$33.7K ✓	$25.4K
Annual income after 10y	$1,303.06	$5,659.31 ✓
Total dividends collected	$10.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HRMVX vs QYLD ($10,000, DRIP)

Year	HRMVX Portfolio	HRMVX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,490	$790.17	$10,352	$1,192.36	+$1.1K → HRMVX
2	$13,143	$848.52	$10,830	$1,347.57	+$2.3K → HRMVX
3	$14,970	$907.08	$11,460	$1,539.07	+$3.5K → HRMVX
4	$16,984	$965.59	$12,275	$1,777.84	+$4.7K → HRMVX
5	$19,196	$1,023.80	$13,323	$2,078.95	+$5.9K → HRMVX
6	$21,621	$1,081.47	$14,667	$2,463.34	+$7.0K → HRMVX
7	$24,273	$1,138.42	$16,396	$2,960.57	+$7.9K → HRMVX
8	$27,167	$1,194.43	$18,631	$3,612.97	+$8.5K → HRMVX
9	$30,318	$1,249.36	$21,548	$4,482.15	+$8.8K → HRMVX
10	$33,743	$1,303.06	$25,398	$5,659.31	+$8.3K → HRMVX

HRMVX vs QYLD: Complete Analysis 2026

HRMVX — Stock

The investment seeks long-term total return. The fund invests primarily in equity securities, principally common stocks, of mid cap companies. Under normal market conditions, it invests at least 80% of its net assets, plus borrowings for investment purposes, in securities of mid cap companies. The Subadviser's active investment strategy uses a quantitative investment model to evaluate and recommend investment decisions for the fund in a bottom-up, contrarian value approach.

Full HRMVX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.