Is HRSRX or SCHD a better dividend investment in 2026?

HRSRX currently yields 4.13% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: HRSRX offers higher current income.

What is the dividend yield difference between HRSRX and SCHD?

HRSRX has a forward dividend yield of 4.13% ($3.74/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.69 percentage points.

Home › Compare › HRSRX vs SCHD

HRSRX vs SCHD: Dividend Comparison 2026

HRSRX yields 4.13% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRSRX

● Live price

4.13%

Share price

$90.63

Annual div

$3.74

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.2K

Annual income

$538.19

Full HRSRX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — HRSRX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRSRX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HRSRX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRSRX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRSRX

Annual income on $10K today (after 15% tax)

$350.98/yr

After 10yr DRIP, annual income (after tax)

$457.46/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, HRSRX beats the other by $98.24/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRSRX + SCHD for your $10,000?

HRSRX: 50%SCHD: 50%

100% SCHD50/50100% HRSRX

Portfolio after 10yr

$27.6K

Annual income

$480.39/yr

Blended yield

1.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRSRX buys

SCHD buys

No recent congressional trades found for HRSRX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRSRXSCHD

Forward yield	4.13% ✓	3.44%
Annual dividend / share	$3.74 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.2K	$29.0K ✓
Annual income after 10y	$538.19 ✓	$422.61
Total dividends collected	$4.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HRSRX vs SCHD ($10,000, DRIP)

Year	HRSRX Portfolio	HRSRX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,113	$412.91	$11,224	$344.10	$111.00 → SCHD
2	$12,320	$428.85	$12,567	$354.98	$247.00 → SCHD
3	$13,626	$444.32	$14,038	$365.30	$412.00 → SCHD
4	$15,039	$459.29	$15,648	$375.06	$609.00 → SCHD
5	$16,566	$473.76	$17,410	$384.27	$844.00 → SCHD
6	$18,213	$487.71	$19,335	$392.95	$1.1K → SCHD
7	$19,989	$501.13	$21,437	$401.10	$1.4K → SCHD
8	$21,903	$514.01	$23,733	$408.75	$1.8K → SCHD
9	$23,962	$526.36	$26,237	$415.91	$2.3K → SCHD
10	$26,178	$538.19	$28,968	$422.61	$2.8K → SCHD

HRSRX vs SCHD: Complete Analysis 2026

HRSRX — Stock

The fund, under normal market conditions, invests at least 80% of its net assets plus any borrowings for investment purposes in common stocks of U.S. corporations that are judged by Hood River to have strong growth characteristics or to be undervalued in the marketplace relative to underlying profitability and have a market capitalization which, at the time of purchase, is consistent with the capitalization ranges of the S&P SmallCap 600® Index and the Russell 2000® Growth Index (small-cap companies).

Full HRSRX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this HRSRX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HRSRX vs JEPI HRSRX vs O HRSRX vs KO HRSRX vs MAIN HRSRX vs VYM HRSRX vs DGRO HRSRX vs VIG HRSRX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.