Is HRT or RYLD a better dividend investment in 2026?

HRT currently yields 13.93% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: HRT offers higher current income.

What is the dividend yield difference between HRT and RYLD?

HRT has a forward dividend yield of 13.93% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 1.79 percentage points.

Home › Compare › HRT vs RYLD

HRT vs RYLD: Dividend Comparison 2026

HRT yields 13.93% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HRT wins by $5.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRT

● Live price

13.93%

Share price

$14.36

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.9K

Annual income

$3,302.48

Full HRT calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — HRT vs RYLD

📍 HRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRT	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HRT + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRT pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRT

Annual income on $10K today (after 15% tax)

$1,183.84/yr

After 10yr DRIP, annual income (after tax)

$2,807.11/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, HRT beats the other by $607.86/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HRT + RYLD for your $10,000?

HRT: 50%RYLD: 50%

100% RYLD50/50100% HRT

Portfolio after 10yr

$47.2K

Annual income

$2,944.91/yr

Blended yield

6.23%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on HRT right now

HRT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$14.00

-2.5% upside vs current

Range: $9.00 — $21.00

Altman Z

1.0

Piotroski

3/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRT buys

RYLD buys

No recent congressional trades found for HRT or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRTRYLD

Forward yield	13.93% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.9K ✓	$44.5K
Annual income after 10y	$3,302.48 ✓	$2,587.35
Total dividends collected	$23.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HRT vs RYLD ($10,000, DRIP)

Year	HRT Portfolio	HRT Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,093	$1,392.76	$11,914	$1,213.65	+$179.00 → HRT
2	$14,513	$1,574.04	$14,099	$1,351.30	+$414.00 → HRT
3	$17,295	$1,765.53	$16,580	$1,494.55	+$715.00 → HRT
4	$20,472	$1,966.25	$19,384	$1,642.61	+$1.1K → HRT
5	$24,080	$2,175.17	$22,535	$1,794.70	+$1.5K → HRT
6	$28,157	$2,391.17	$26,063	$1,950.00	+$2.1K → HRT
7	$32,741	$2,613.08	$29,995	$2,107.69	+$2.7K → HRT
8	$37,872	$2,839.72	$34,361	$2,266.99	+$3.5K → HRT
9	$43,593	$3,069.91	$39,194	$2,427.12	+$4.4K → HRT
10	$49,947	$3,302.48	$44,525	$2,587.35	+$5.4K → HRT

HRT vs RYLD: Complete Analysis 2026

HRT — Stock

HireRight Holdings Corporation provides technology-driven workforce risk management and compliance solutions worldwide. The company offers background screening, verification, identification, monitoring, and drug and health screening services for customers. It provides its services through software and data platform that integrates into its customers' human capital management systems enabling workflows for workforce hiring, onboarding, and monitoring. The company was incorporated in 1990 and is based in Nashville, Tennessee.

Full HRT Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.