Is HRTFF or XYLD a better dividend investment in 2026?

HRTFF currently yields 100000.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: HRTFF offers higher current income.

What is the dividend yield difference between HRTFF and XYLD?

HRTFF has a forward dividend yield of 100000.00% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 99989.02 percentage points.

Home › Compare › HRTFF vs XYLD

HRTFF vs XYLD: Dividend Comparison 2026

HRTFF yields 100000.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HRTFF wins by $4.832206901976048e+26M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRTFF

● Live price

100000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.832206901976048e+26M

Annual income

$482,271,988,201,431,700,000,000,000,000,000.00

Full HRTFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HRTFF vs XYLD

📍 HRTFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRTFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HRTFF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRTFF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRTFF

Annual income on $10K today (after 15% tax)

$8,500,000.00/yr

After 10yr DRIP, annual income (after tax)

$409,931,189,971,216,900,000,000,000,000,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HRTFF beats the other by $409,931,189,971,216,900,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRTFF + XYLD for your $10,000?

HRTFF: 50%XYLD: 50%

100% XYLD50/50100% HRTFF

Portfolio after 10yr

$2.416103450988024e+26M

Annual income

$241,135,994,100,715,840,000,000,000,000,000.00/yr

Blended yield

99.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRTFF buys

XYLD buys

No recent congressional trades found for HRTFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRTFFXYLD

Forward yield	100000.00% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.832206901976048e+26M	$25.3K ✓
Annual income after 10y	$482,271,988,201,431,700,000,000,000,000,000.00 ✓	$3,219.02
Total dividends collected	$4.8315851896727036e+26M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HRTFF vs XYLD ($10,000, DRIP)

Year	HRTFF Portfolio	HRTFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,010,700	$10,000,000.00	$10,818	$1,098.39	+$10.00M → HRTFF
2	$9,366,505,842	$9,355,794,392.52	$11,738	$1,222.51	+$9366.49M → HRTFF
3	$8,191,091,111,834	$8,181,068,950,583.78	$12,774	$1,364.64	+$8191091.10M → HRTFF
4	$6,695,134,751,499,451	$6,686,370,284,009,789.00	$13,944	$1,527.86	+$6695134751.49M → HRTFF
5	$5,114,850,040,116,031,000	$5,107,686,245,931,928,000.00	$15,270	$1,715.87	+$5114850040116.02M → HRTFF
6	$3,652,290,278,277,141,000,000	$3,646,817,388,734,216,400,000.00	$16,775	$1,933.09	+$3652290278277141.00M → HRTFF
7	$2,437,583,176,648,375,000,000,000	$2,433,675,226,050,619,000,000,000.00	$18,490	$2,184.87	+$2437583176648375296.00M → HRTFF
8	$1,520,612,508,079,010,700,000,000,000	$1,518,004,294,079,997,000,000,000,000.00	$20,450	$2,477.63	+$1.5206125080790106e+21M → HRTFF
9	$886,637,379,601,106,600,000,000,000,000	$885,010,324,217,461,900,000,000,000,000.00	$22,697	$2,819.19	+$8.866373796011065e+23M → HRTFF
10	$483,220,690,197,604,800,000,000,000,000,000	$482,271,988,201,431,700,000,000,000,000,000.00	$25,280	$3,219.02	+$4.832206901976048e+26M → HRTFF

HRTFF vs XYLD: Complete Analysis 2026

HRTFF — Stock

Silver Lake Ontario Inc. engages in the acquisition, exploration, evaluation, development, and mining of mineral resource properties in Canada. The company explores gold deposits. It primarily focuses on its 100% owned Sugar Zone property, which consists of 69 boundary cell claims, 43 single cell claims, 197 multi-cell claims, and four mining leases covering an area of approximately 81,287 hectares located in the Sault Ste. Marie Mining Division in Ontario. The company was formerly known as Harte Gold Corp. Silver Lake Ontario Inc. was incorporated in 1982 and is headquartered in Toronto, Canada.

Full HRTFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.