Is HRUFF or QYLD a better dividend investment in 2026?

HRUFF currently yields 6.20% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between HRUFF and QYLD?

HRUFF has a forward dividend yield of 6.20% ($0.43/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.72 percentage points.

Home › Compare › HRUFF vs QYLD

HRUFF vs QYLD: Dividend Comparison 2026

HRUFF yields 6.20% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HRUFF wins by $11.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRUFF

● Live price

6.20%

Share price

$7.00

Annual div

$0.43

5Y div CAGR

7.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.4K

Annual income

$2,220.74

Full HRUFF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — HRUFF vs QYLD

📍 HRUFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRUFF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HRUFF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRUFF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRUFF

Annual income on $10K today (after 15% tax)

$526.61/yr

After 10yr DRIP, annual income (after tax)

$1,887.63/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,922.78/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRUFF + QYLD for your $10,000?

HRUFF: 50%QYLD: 50%

100% QYLD50/50100% HRUFF

Portfolio after 10yr

$30.9K

Annual income

$3,940.03/yr

Blended yield

12.74%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on HRUFF right now

HRUFF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.0

Piotroski

5/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRUFF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRUFFQYLD

Forward yield	6.20%	11.92% ✓
Annual dividend / share	$0.43	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	7.5% ✓	0%
Portfolio after 10y	$36.4K ✓	$25.4K
Annual income after 10y	$2,220.74	$5,659.31 ✓
Total dividends collected	$13.1K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HRUFF vs QYLD ($10,000, DRIP)

Year	HRUFF Portfolio	HRUFF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,366	$666.01	$10,352	$1,192.36	+$1.0K → HRUFF
2	$12,922	$760.52	$10,830	$1,347.57	+$2.1K → HRUFF
3	$14,695	$868.69	$11,460	$1,539.07	+$3.2K → HRUFF
4	$16,717	$992.51	$12,275	$1,777.84	+$4.4K → HRUFF
5	$19,021	$1,134.29	$13,323	$2,078.95	+$5.7K → HRUFF
6	$21,649	$1,296.69	$14,667	$2,463.34	+$7.0K → HRUFF
7	$24,647	$1,482.76	$16,396	$2,960.57	+$8.3K → HRUFF
8	$28,069	$1,695.99	$18,631	$3,612.97	+$9.4K → HRUFF
9	$31,974	$1,940.44	$21,548	$4,482.15	+$10.4K → HRUFF
10	$36,433	$2,220.74	$25,398	$5,659.31	+$11.0K → HRUFF

HRUFF vs QYLD: Complete Analysis 2026

HRUFF — Stock

H&R REIT is one of Canada's largest real estate investment trusts with total assets of approximately $13.3 billion at September 30, 2020. H&R REIT has ownership interests in a North American portfolio of high quality office, retail, industrial and residential properties comprising over 40 million square feet.

Full HRUFF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this HRUFF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HRUFF vs SCHD HRUFF vs JEPI HRUFF vs O HRUFF vs KO HRUFF vs MAIN HRUFF vs XYLD HRUFF vs JEPQ HRUFF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.