HomeCompareHRVFF vs DIVO

HRVFF vs DIVO: Dividend Comparison 2026

HRVFF yields 2.31% · DIVO yields 6.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HRVFF wins by $76.80M in total portfolio value· pulled ahead in Year 2
10 years
HRVFF
HRVFF
● Live price
2.31%
Share price
$37.95
Annual div
$0.88
5Y div CAGR
97.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.83M
Annual income
$70,149,193.28
Full HRVFF calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — HRVFF vs DIVO

📍 HRVFF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHRVFFDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HRVFF + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HRVFF pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRVFF
Annual income on $10K today (after 15% tax)
$196.35/yr
After 10yr DRIP, annual income (after tax)
$59,626,814.29/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, HRVFF beats the other by $59,625,979.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HRVFF + DIVO for your $10,000?

HRVFF: 50%DIVO: 50%
100% DIVO50/50100% HRVFF
Portfolio after 10yr
$38.43M
Annual income
$35,075,087.48/yr
Blended yield
91.27%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRVFF buys
0
DIVO buys
0
No recent congressional trades found for HRVFF or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHRVFFDIVO
Forward yield2.31%6.49%
Annual dividend / share$0.88$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR97.3%0%
Portfolio after 10y$76.83M$30.7K
Annual income after 10y$70,149,193.28$981.68
Total dividends collected$76.30M$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HRVFF vs DIVO ($10,000, DRIP)

YearHRVFF PortfolioHRVFF Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,156$455.76$11,349$649.42$193.00DIVO
2← crossover$12,874$937.52$12,833$688.83+$41.00HRVFF
3$15,770$1,995.00$14,459$727.90+$1.3KHRVFF
4$21,380$4,506.18$16,238$766.49+$5.1KHRVFF
5$34,142$11,264.90$18,179$804.47+$16.0KHRVFF
6$69,702$33,169.75$20,293$841.71+$49.4KHRVFF
7$199,446$124,864.73$22,591$878.14+$176.9KHRVFF
8$872,223$658,815.93$25,087$913.65+$847.1KHRVFF
9$6,245,919$5,312,640.41$27,791$948.18+$6.22MHRVFF
10$76,832,326$70,149,193.28$30,718$981.68+$76.80MHRVFF

HRVFF vs DIVO: Complete Analysis 2026

HRVFFStock

Harvia Oyj, through its subsidiaries, manufactures and distributes traditional, steam, and infrared saunas. The company provides sauna heaters, sauna rooms, hot tubs, control units, and steam generators; sauna heater spare parts, sauna stones, steam room elements, infrared components, sound and lighting solutions, and water hygiene products; and sauna accessories, such as sauna scents, buckets, and ladles, as well as thermometers and sauna textiles. It also offers electric and wood-burning heaters; ready-made saunas; infrared and hybrid cabins; and steam rooms and spa modules. In addition, the company provides sauna installation, maintenance, and repair services; and engages in the real estate business. It offers its products to retailers and wholesalers through a network of dealers. The company operates in Finland, other EU countries, North America, Germany, Russia, other Scandinavia countries, and internationally. Harvia Oyj was founded in 1950 and is headquartered in Muurame, Finland.

Full HRVFF Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.