Is HRVFF or YUM a better dividend investment in 2026?

HRVFF currently yields 2.31% with a 5% 5-year dividend growth rate. YUM yields 4.00% with 5% growth. The better choice depends on your goal: YUM offers higher current income.

What is the dividend yield difference between HRVFF and YUM?

HRVFF has a forward dividend yield of 2.31% ($0.88/share annually). YUM yields 4.00% ($2.00/share annually). The yield gap is 1.69 percentage points.

Home › Compare › HRVFF vs YUM

HRVFF vs YUM: Dividend Comparison 2026

HRVFF yields 2.31% · YUM yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HRVFF wins by $76.80M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HRVFF

● Live price

2.31%

Share price

$37.95

Annual div

$0.88

5Y div CAGR

97.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$76.83M

Annual income

$70,149,193.28

Full HRVFF calculator →

YUM

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full YUM calculator →

Portfolio growth — HRVFF vs YUM

📍 HRVFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HRVFF	YUM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HRVFF + YUM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HRVFF pays

YUM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HRVFF

Annual income on $10K today (after 15% tax)

$196.35/yr

After 10yr DRIP, annual income (after tax)

$59,626,814.29/yr

YUM

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, HRVFF beats the other by $59,626,049.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HRVFF + YUM for your $10,000?

HRVFF: 50%YUM: 50%

100% YUM50/50100% HRVFF

Portfolio after 10yr

$38.43M

Annual income

$35,075,046.24/yr

Blended yield

91.27%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

HRVFF

No analyst data

Altman Z

4.7

Piotroski

7/9

YUM

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$173.15

+246.3% upside vs current

Range: $158.00 — $190.00

Altman Z

2.6

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HRVFF buys

YUM buys

No recent congressional trades found for HRVFF or YUM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHRVFFYUM

Forward yield	2.31%	4.00% ✓
Annual dividend / share	$0.88	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	97.3% ✓	5%
Portfolio after 10y	$76.83M ✓	$28.0K
Annual income after 10y	$70,149,193.28 ✓	$899.19
Total dividends collected	$76.30M ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Discretionary

Year-by-year: HRVFF vs YUM ($10,000, DRIP)

Year	HRVFF Portfolio	HRVFF Income/yr	YUM Portfolio	YUM Income/yr	Gap
1← crossover	$11,156	$455.76	$11,120	$420.00	+$36.00 → HRVFF
2	$12,874	$937.52	$12,357	$458.31	+$517.00 → HRVFF
3	$15,770	$1,995.00	$13,721	$499.76	+$2.0K → HRVFF
4	$21,380	$4,506.18	$15,227	$544.58	+$6.2K → HRVFF
5	$34,142	$11,264.90	$16,885	$593.02	+$17.3K → HRVFF
6	$69,702	$33,169.75	$18,713	$645.34	+$51.0K → HRVFF
7	$199,446	$124,864.73	$20,724	$701.81	+$178.7K → HRVFF
8	$872,223	$658,815.93	$22,938	$762.73	+$849.3K → HRVFF
9	$6,245,919	$5,312,640.41	$25,372	$828.41	+$6.22M → HRVFF
10	$76,832,326	$70,149,193.28	$28,047	$899.19	+$76.80M → HRVFF

HRVFF vs YUM: Complete Analysis 2026

HRVFF — Stock

Harvia Oyj, through its subsidiaries, manufactures and distributes traditional, steam, and infrared saunas. The company provides sauna heaters, sauna rooms, hot tubs, control units, and steam generators; sauna heater spare parts, sauna stones, steam room elements, infrared components, sound and lighting solutions, and water hygiene products; and sauna accessories, such as sauna scents, buckets, and ladles, as well as thermometers and sauna textiles. It also offers electric and wood-burning heaters; ready-made saunas; infrared and hybrid cabins; and steam rooms and spa modules. In addition, the company provides sauna installation, maintenance, and repair services; and engages in the real estate business. It offers its products to retailers and wholesalers through a network of dealers. The company operates in Finland, other EU countries, North America, Germany, Russia, other Scandinavia countries, and internationally. Harvia Oyj was founded in 1950 and is headquartered in Muurame, Finland.

Full HRVFF Calculator →

YUM — Consumer Discretionary

YUM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in YUM shares.

Full YUM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.