Is HSBI or JNJ a better dividend investment in 2026?

HSBI currently yields 49.66% with a 5% 5-year dividend growth rate. JNJ yields 3.36% with 5.8% growth. The better choice depends on your goal: HSBI offers higher current income.

What is the dividend yield difference between HSBI and JNJ?

HSBI has a forward dividend yield of 49.66% ($15.31/share annually). JNJ yields 3.36% ($4.96/share annually). The yield gap is 46.30 percentage points.

Home › Compare › HSBI vs JNJ

HSBI vs JNJ: Dividend Comparison 2026

HSBI yields 49.66% · JNJ yields 3.36%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HSBI wins by $367.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HSBI

● Live price

49.66%

Share price

$30.84

Annual div

$15.31

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$387.1K

Annual income

$78,030.56

Full HSBI calculator →

JNJ

Johnson & Johnson

● Live price

3.36%

Share price

$147.50

Annual div

$4.96

5Y div CAGR

5.8%

Payout ratio

55%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.0K

Annual income

$827.78

Full JNJ calculator →

Portfolio growth — HSBI vs JNJ

📍 HSBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HSBI	JNJ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HSBI + JNJ cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HSBI pays

JNJ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSBI

Annual income on $10K today (after 15% tax)

$4,221.05/yr

After 10yr DRIP, annual income (after tax)

$66,325.98/yr

JNJ

Annual income on $10K today (after 15% tax)

$285.83/yr

After 10yr DRIP, annual income (after tax)

$703.61/yr

At 15% tax rate, HSBI beats the other by $65,622.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HSBI + JNJ for your $10,000?

HSBI: 50%JNJ: 50%

100% JNJ50/50100% HSBI

Portfolio after 10yr

$203.6K

Annual income

$39,429.17/yr

Blended yield

19.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on JNJ right now

HSBI

No analyst data

JNJ

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$228.73

+55.1% upside vs current

Range: $190.00 — $265.00

Altman Z

5.2

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSBI buys

JNJ buys

No recent congressional trades found for HSBI or JNJ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHSBIJNJ

Forward yield	49.66% ✓	3.36%
Annual dividend / share	$15.31 ✓	$4.96
Payout ratio	50% ✓	55%
1-year div growth	0%	4.2% ✓
5-year div CAGR	0%	5.8% ✓
Portfolio after 10y	$387.1K ✓	$20.0K
Annual income after 10y	$78,030.56 ✓	$827.78
Total dividends collected	$308.4K ✓	$5.6K
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: HSBI vs JNJ ($10,000, DRIP)

Year	HSBI Portfolio	HSBI Income/yr	JNJ Portfolio	JNJ Income/yr	Gap
1← crossover	$15,666	$4,965.94	$10,676	$355.77	+$5.0K → HSBI
2	$24,033	$7,270.66	$11,407	$389.39	+$12.6K → HSBI
3	$36,140	$10,424.27	$12,198	$426.53	+$23.9K → HSBI
4	$53,320	$14,649.94	$13,056	$467.62	+$40.3K → HSBI
5	$77,252	$20,200.05	$13,987	$513.12	+$63.3K → HSBI
6	$110,012	$27,352.18	$14,998	$563.56	+$95.0K → HSBI
7	$154,116	$36,403.05	$16,098	$619.52	+$138.0K → HSBI
8	$212,565	$47,660.83	$17,295	$681.69	+$195.3K → HSBI
9	$288,880	$61,435.86	$18,599	$750.82	+$270.3K → HSBI
10	$387,132	$78,030.56	$20,022	$827.78	+$367.1K → HSBI

HSBI vs JNJ: Complete Analysis 2026

HSBI — Stock

Heritage Southeast Bancorporation, Inc. operates as the bank holding company for Heritage Southeast Bank that provides a range of commercial and consumer banking products and services primarily in North and South Metro Atlanta, southeastern Georgia, and Northeastern Florida. The company offers checking and savings, money market, and individual retirement accounts, as well as certificates of deposit; personal, home equity, mortgage, term, small business administration, commercial real estate, and construction loans; personal lines of credit; accounts receivable financing; credit and debit cards; and mobile, online, and telephone banking services, as well as cash management, courier, and remote deposit services. The company was founded in 1995 and is based in Jonesboro, Georgia.

Full HSBI Calculator →

JNJ — Healthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.