Is HSHIF or XYLD a better dividend investment in 2026?

HSHIF currently yields 2.21% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HSHIF and XYLD?

HSHIF has a forward dividend yield of 2.21% ($0.75/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.77 percentage points.

Home › Compare › HSHIF vs XYLD

HSHIF vs XYLD: Dividend Comparison 2026

HSHIF yields 2.21% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HSHIF wins by $98.51M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HSHIF

● Live price

2.21%

Share price

$34.00

Annual div

$0.75

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$98.54M

Annual income

$90,643,081.96

Full HSHIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HSHIF vs XYLD

📍 HSHIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HSHIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HSHIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HSHIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSHIF

Annual income on $10K today (after 15% tax)

$187.50/yr

After 10yr DRIP, annual income (after tax)

$77,046,619.67/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, HSHIF beats the other by $77,043,883.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HSHIF + XYLD for your $10,000?

HSHIF: 50%XYLD: 50%

100% XYLD50/50100% HSHIF

Portfolio after 10yr

$49.28M

Annual income

$45,323,150.49/yr

Blended yield

91.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSHIF buys

XYLD buys

No recent congressional trades found for HSHIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHSHIFXYLD

Forward yield	2.21%	10.98% ✓
Annual dividend / share	$0.75	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$98.54M ✓	$25.3K
Annual income after 10y	$90,643,081.96 ✓	$3,219.02
Total dividends collected	$97.92M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HSHIF vs XYLD ($10,000, DRIP)

Year	HSHIF Portfolio	HSHIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,141	$441.18	$10,818	$1,098.39	+$323.00 → HSHIF
2	$12,840	$918.73	$11,738	$1,222.51	+$1.1K → HSHIF
3	$15,718	$1,979.08	$12,774	$1,364.64	+$2.9K → HSHIF
4	$21,346	$4,528.34	$13,944	$1,527.86	+$7.4K → HSHIF
5	$34,336	$11,495.25	$15,270	$1,715.87	+$19.1K → HSHIF
6	$71,300	$34,561.25	$16,775	$1,933.09	+$54.5K → HSHIF
7	$210,439	$134,147.33	$18,490	$2,184.87	+$191.9K → HSHIF
8	$965,221	$740,051.16	$20,450	$2,477.63	+$944.8K → HSHIF
9	$7,377,451	$6,344,665.29	$22,697	$2,819.19	+$7.35M → HSHIF
10	$98,536,955	$90,643,081.96	$25,280	$3,219.02	+$98.51M → HSHIF

HSHIF vs XYLD: Complete Analysis 2026

HSHIF — Stock

Hoshizaki Corporation researches, develops, manufactures, and sells commercial kitchen appliances and equipment worldwide. It offers ice machines; refrigerators and freezers; commercial, rack conveyor, and commercial instrument dishwashers; tea, cold drink, cubelet ice, liquid, draft beer, and other dispensers; and steam convection ovens, electrolyzed water generators, sushi cases, display cases, electromagnetic cookers, blast chiller and schock freezers, etc. The company also sells gas equipment, kitchen S/S work tables and sinks, kitchen S/S shelves etc. It offers its products to food and beverage, healthcare, scientific research, restaurant, distribution, agriculture, fisheries, and other fields, as well as to cafeterias and other facilities. The company was formerly known as Hoshizaki Electric Co., Ltd. and changed its name to Hoshizaki Corporation in July 2016. Hoshizaki Corporation was incorporated in 1947 and is headquartered in Toyoake, Japan.

Full HSHIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.