Is HSPPF or SCHD a better dividend investment in 2026?

HSPPF currently yields 40.57% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: HSPPF offers higher current income.

What is the dividend yield difference between HSPPF and SCHD?

HSPPF has a forward dividend yield of 40.57% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 37.13 percentage points.

Home › Compare › HSPPF vs SCHD

HSPPF vs SCHD: Dividend Comparison 2026

HSPPF yields 40.57% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HSPPF wins by $210.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HSPPF

● Live price

40.57%

Share price

$4.93

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$239.1K

Annual income

$40,886.08

Full HSPPF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.67

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.77

Full SCHD calculator →

Portfolio growth — HSPPF vs SCHD

📍 HSPPF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HSPPF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HSPPF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HSPPF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSPPF

Annual income on $10K today (after 15% tax)

$3,448.28/yr

After 10yr DRIP, annual income (after tax)

$34,753.17/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.58/yr

After 10yr DRIP, annual income (after tax)

$359.35/yr

At 15% tax rate, HSPPF beats the other by $34,393.81/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HSPPF + SCHD for your $10,000?

HSPPF: 50%SCHD: 50%

100% SCHD50/50100% HSPPF

Portfolio after 10yr

$134.1K

Annual income

$20,654.43/yr

Blended yield

15.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSPPF buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHSPPFSCHD

Forward yield	40.57% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$239.1K ✓	$29.0K
Annual income after 10y	$40,886.08 ✓	$422.77
Total dividends collected	$180.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HSPPF vs SCHD ($10,000, DRIP)

Year	HSPPF Portfolio	HSPPF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$14,757	$4,056.80	$11,224	$344.21	+$3.5K → HSPPF
2	$21,385	$5,594.89	$12,567	$355.10	+$8.8K → HSPPF
3	$30,459	$7,577.36	$14,038	$365.43	+$16.4K → HSPPF
4	$42,678	$10,086.64	$15,649	$375.19	+$27.0K → HSPPF
5	$58,874	$13,208.37	$17,410	$384.41	+$41.5K → HSPPF
6	$80,023	$17,028.80	$19,336	$393.09	+$60.7K → HSPPF
7	$107,257	$21,632.05	$21,438	$401.25	+$85.8K → HSPPF
8	$141,862	$27,097.11	$23,734	$408.90	+$118.1K → HSPPF
9	$185,288	$33,494.98	$26,239	$416.07	+$159.0K → HSPPF
10	$239,144	$40,886.08	$28,970	$422.77	+$210.2K → HSPPF

HSPPF vs SCHD: Complete Analysis 2026

HSPPF — Stock

Himalaya Shipping Ltd. focuses on the provision of dry bulk shipping services. The company was incorporated in 2021 and is based in Hamilton, Bermuda.

Full HSPPF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this HSPPF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HSPPF vs JEPI HSPPF vs O HSPPF vs KO HSPPF vs MAIN HSPPF vs VYM HSPPF vs DGRO HSPPF vs VIG HSPPF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.