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HSPX vs SCHD: Dividend Comparison 2026

HSPX yields 9.58% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HSPX wins by $8.7K in total portfolio value
10 years
HSPX
HSPX
● Live price
9.58%
Share price
$44.86
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$1,750.75
Full HSPX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — HSPX vs SCHD

📍 HSPX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHSPXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HSPX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HSPX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSPX
Annual income on $10K today (after 15% tax)
$814.33/yr
After 10yr DRIP, annual income (after tax)
$1,488.14/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, HSPX beats the other by $1,126.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HSPX + SCHD for your $10,000?

HSPX: 50%SCHD: 50%
100% SCHD50/50100% HSPX
Portfolio after 10yr
$33.4K
Annual income
$1,088.34/yr
Blended yield
3.26%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSPX buys
0
SCHD buys
0
No recent congressional trades found for HSPX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHSPXSCHD
Forward yield9.58% ✓3.46%
Annual dividend / share$4.30 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.7K ✓$29.0K
Annual income after 10y$1,750.75 ✓$425.95
Total dividends collected$13.5K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HSPX vs SCHD ($10,000, DRIP)

YearHSPX PortfolioHSPX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,658$958.03$11,226$346.36+$432.00 → HSPX
2$13,518$1,043.81$12,572$357.38+$946.00 → HSPX
3$15,595$1,131.16$14,046$367.84+$1.5K → HSPX
4$17,907$1,219.62$15,660$377.73+$2.2K → HSPX
5$20,469$1,308.76$17,425$387.07+$3.0K → HSPX
6$23,300$1,398.15$19,354$395.86+$3.9K → HSPX
7$26,418$1,487.41$21,461$404.13+$5.0K → HSPX
8$29,844$1,576.15$23,762$411.89+$6.1K → HSPX
9$33,597$1,664.03$26,272$419.15+$7.3K → HSPX
10$37,699$1,750.75$29,010$425.95+$8.7K → HSPX

HSPX vs SCHD: Complete Analysis 2026

HSPX — Stock

HSPX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in HSPX shares.

Full HSPX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.