Is HSWFX or XYLD a better dividend investment in 2026?

HSWFX currently yields 2.89% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between HSWFX and XYLD?

HSWFX has a forward dividend yield of 2.89% ($0.61/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.09 percentage points.

Home › Compare › HSWFX vs XYLD

HSWFX vs XYLD: Dividend Comparison 2026

HSWFX yields 2.89% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $1.2K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

HSWFX

● Live price

2.89%

Share price

$21.21

Annual div

$0.61

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.1K

Annual income

$348.35

Full HSWFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — HSWFX vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HSWFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HSWFX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HSWFX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSWFX

Annual income on $10K today (after 15% tax)

$245.75/yr

After 10yr DRIP, annual income (after tax)

$296.10/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,440.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HSWFX + XYLD for your $10,000?

HSWFX: 50%XYLD: 50%

100% XYLD50/50100% HSWFX

Portfolio after 10yr

$24.7K

Annual income

$1,783.69/yr

Blended yield

7.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSWFX buys

XYLD buys

No recent congressional trades found for HSWFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHSWFXXYLD

Forward yield	2.89%	10.98% ✓
Annual dividend / share	$0.61	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.1K	$25.3K ✓
Annual income after 10y	$348.35	$3,219.02 ✓
Total dividends collected	$3.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: HSWFX vs XYLD ($10,000, DRIP)

Year	HSWFX Portfolio	HSWFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,989	$289.12	$10,818	$1,098.39	+$171.00 → HSWFX
2	$12,055	$296.94	$11,738	$1,222.51	+$317.00 → HSWFX
3	$13,204	$304.43	$12,774	$1,364.64	+$430.00 → HSWFX
4	$14,439	$311.62	$13,944	$1,527.86	+$495.00 → HSWFX
5	$15,769	$318.49	$15,270	$1,715.87	+$499.00 → HSWFX
6	$17,198	$325.06	$16,775	$1,933.09	+$423.00 → HSWFX
7	$18,733	$331.32	$18,490	$2,184.87	+$243.00 → HSWFX
8← crossover	$20,381	$337.29	$20,450	$2,477.63	$69.00 → XYLD
9	$22,151	$342.96	$22,697	$2,819.19	$546.00 → XYLD
10	$24,050	$348.35	$25,280	$3,219.02	$1.2K → XYLD

HSWFX vs XYLD: Complete Analysis 2026

HSWFX — Stock

The fund normally invests at least 65% of its total assets in equity securities of companies located outside the United States and at least 80% of its assets in common and preferred stock and securities convertible into common stock, including derivative investments that provide exposure to such securities.

Full HSWFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.