Is HSWLF or MRK a better dividend investment in 2026?

HSWLF currently yields 2.40% with a 5% 5-year dividend growth rate. MRK yields 2.76% with 8.2% growth. The better choice depends on your goal: MRK offers higher current income.

What is the dividend yield difference between HSWLF and MRK?

HSWLF has a forward dividend yield of 2.40% ($0.03/share annually). MRK yields 2.76% ($3.32/share annually). The yield gap is 0.36 percentage points.

Home › Compare › HSWLF vs MRK

HSWLF vs MRK: Dividend Comparison 2026

HSWLF yields 2.40% · MRK yields 2.76%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MRK wins by $36.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HSWLF

● Live price

2.40%

Share price

$1.25

Annual div

$0.03

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.1K

Annual income

$0.24

Full HSWLF calculator →

MRK

Merck & Co. Inc.

● Live price

2.76%

Share price

$120.31

Annual div

$3.32

5Y div CAGR

32.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$56.8K

Annual income

$9,798.13

Full MRK calculator →

Portfolio growth — HSWLF vs MRK

📍 MRK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HSWLF	MRK
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HSWLF + MRK cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HSWLF pays

MRK pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSWLF

Annual income on $10K today (after 15% tax)

$204.00/yr

After 10yr DRIP, annual income (after tax)

$0.20/yr

MRK

Annual income on $10K today (after 15% tax)

$234.56/yr

After 10yr DRIP, annual income (after tax)

$8,328.41/yr

At 15% tax rate, MRK beats the other by $8,328.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HSWLF + MRK for your $10,000?

HSWLF: 50%MRK: 50%

100% MRK50/50100% HSWLF

Portfolio after 10yr

$38.4K

Annual income

$4,899.19/yr

Blended yield

12.75%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MRK right now

HSWLF

No analyst data

Altman Z

5.9

Piotroski

8/9

MRK

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$128.54

+6.8% upside vs current

Range: $100.00 — $150.00

Altman Z

4.0

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSWLF buys

MRK buys

No recent congressional trades found for HSWLF or MRK in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHSWLFMRK

Forward yield	2.40%	2.76% ✓
Annual dividend / share	$0.03	$3.32 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	32.7% ✓
Portfolio after 10y	$20.1K	$56.8K ✓
Annual income after 10y	$0.24	$9,798.13 ✓
Total dividends collected	$242.00 ✓	$28.9K
Payment frequency	quarterly	quarterly
Sector	Stock	Healthcare

Year-by-year: HSWLF vs MRK ($10,000, DRIP)

Year	HSWLF Portfolio	HSWLF Income/yr	MRK Portfolio	MRK Income/yr	Gap
1← crossover	$10,820	$120.00	$11,206	$366.19	$386.00 → MRK
2	$11,638	$60.67	$12,650	$502.35	$1.0K → MRK
3	$12,483	$30.50	$14,407	$694.19	$1.9K → MRK
4	$13,372	$15.29	$16,585	$967.82	$3.2K → MRK
5	$14,316	$7.65	$19,342	$1,363.89	$5.0K → MRK
6	$15,322	$3.83	$22,913	$1,947.19	$7.6K → MRK
7	$16,396	$1.91	$27,662	$2,823.89	$11.3K → MRK
8	$17,545	$0.96	$34,159	$4,173.35	$16.6K → MRK
9	$18,774	$0.48	$43,337	$6,308.80	$24.6K → MRK
10	$20,088	$0.24	$56,776	$9,798.13	$36.7K → MRK

HSWLF vs MRK: Complete Analysis 2026

HSWLF — Stock

Hostelworld Group plc operates an online booking platform worldwide. The company offers software and data processing services that facilitate hostel, B&B, hotel, and other accommodation bookings. The company also provides business information consulting and marketing planning services; and marketing, and research and development services. In addition, it is engaged in technology trading business. It operates approximately 1,100 hostels. Hostelworld Group plc was founded in 1999 and is based in Dublin, Ireland.

Full HSWLF Calculator →

MRK — Healthcare

Merck & Co., Inc. operates as a healthcare company worldwide. It operates through two segments, Pharmaceutical and Animal Health. The Pharmaceutical segment offers human health pharmaceutical products in the areas of oncology, hospital acute care, immunology, neuroscience, virology, cardiovascular, and diabetes, as well as vaccine products, such as preventive pediatric, adolescent, and adult vaccines. The Animal Health segment discovers, develops, manufactures, and markets veterinary pharmaceuticals, vaccines, and health management solutions and services, as well as digitally connected identification, traceability, and monitoring products. It serves drug wholesalers and retailers, hospitals, and government agencies; managed health care providers, such as health maintenance organizations, pharmacy benefit managers, and other institutions; and physicians and physician distributors, veterinarians, and animal producers. The company has collaborations with AstraZeneca PLC; Bayer AG; Eisai Co., Ltd.; Ridgeback Biotherapeutics; and Gilead Sciences, Inc. to jointly develop and commercialize long-acting treatments in HIV. Merck & Co., Inc. was founded in 1891 and is headquartered in Kenilworth, New Jersey.

Full MRK Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.