HomeCompareHSY vs SYF

HSY vs SYF: Dividend Comparison 2026

HSY yields 2.60% · SYF yields 1.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HSY wins by $2.71M in total portfolio value
10 years
HSY
HSY
● Live price
2.60%
Share price
$213.55
Annual div
$5.56
5Y div CAGR
73.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.80M
Annual income
$2,142,632.58
Full HSY calculator →
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →

Portfolio growth — HSY vs SYF

📍 HSY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHSYSYF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HSY + SYF cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HSY pays
SYF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSY
Annual income on $10K today (after 15% tax)
$221.39/yr
After 10yr DRIP, annual income (after tax)
$1,821,237.69/yr
SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
At 15% tax rate, HSY beats the other by $1,795,226.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HSY + SYF for your $10,000?

HSY: 50%SYF: 50%
100% SYF50/50100% HSY
Portfolio after 10yr
$1.44M
Annual income
$1,086,616.83/yr
Blended yield
75.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

HSY
Analyst Ratings
6
Buy
26
Hold
3
Sell
Consensus: Hold
Price Target
$229.21
+7.3% upside vs current
Range: $181.00 — $267.00
Altman Z
4.1
Piotroski
5/9
SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSY buys
0
SYF buys
0
No recent congressional trades found for HSY or SYF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHSYSYF
Forward yield2.60%1.82%
Annual dividend / share$5.56$1.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR73.5%49.4%
Portfolio after 10y$2.80M$90.4K
Annual income after 10y$2,142,632.58$30,601.07
Total dividends collected$2.72M$64.6K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusHoldBuy
Analyst price target$229.21$90.08

Year-by-year: HSY vs SYF ($10,000, DRIP)

YearHSY PortfolioHSY Income/yrSYF PortfolioSYF Income/yrGap
1← crossover$11,152$451.89$10,972$271.60+$180.00HSY
2$12,750$817.14$12,156$416.06+$594.00HSY
3$15,157$1,514.82$13,650$643.63+$1.5KHSY
4$19,138$2,920.05$15,615$1,009.16+$3.5KHSY
5$26,456$5,978.47$18,320$1,611.86+$8.1KHSY
6$41,709$13,400.95$22,243$2,640.44+$19.5KHSY
7$78,886$34,257.43$28,276$4,476.19+$50.6KHSY
8$189,469$105,060.87$38,200$7,945.19+$151.3KHSY
9$611,893$409,161.27$55,862$14,987.29+$556.0KHSY
10$2,797,358$2,142,632.58$90,373$30,601.07+$2.71MHSY

HSY vs SYF: Complete Analysis 2026

HSYConsumer Staples

The Hershey Company, together with its subsidiaries, engages in the manufacture and sale of confectionery products and pantry items in the United States and internationally. The company operates through three segments: North America Confectionery, North America Salty Snacks, and International. It offers chocolate and non-chocolate confectionery products; gum and mint refreshment products, including mints, chewing gums, and bubble gums; pantry items, such as baking ingredients, toppings, beverages, and sundae syrups; and snack items comprising spreads, meat snacks, bars and snack bites, mixes, popcorn, and protein bars. The company provides its products primarily under the Hershey's, Reese's, Kisses, Jolly Rancher, Almond Joy, Brookside, barkTHINS, Cadbury, Good & Plenty, Heath, Kit Kat, Payday, Rolo, Twizzlers, Whoppers, York, Ice Breakers, Breath Savers, Bubble Yum, Lily's, SkinnyPop, Pirates Booty, Paqui, Dot's Homestyle Pretzels, and ONE Bar brands, as well as under the Pelon Pelo Rico, IO-IO, and Sofit brands. It markets and sells its products to wholesale distributors, chain grocery stores, mass merchandisers, chain drug stores, vending companies, wholesale clubs, convenience stores, dollar stores, concessionaires, and department stores. The company was founded in 1894 and is headquartered in Hershey, Pennsylvania.

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SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.