HomeCompareHSY vs USM

HSY vs USM: Dividend Comparison 2026

HSY yields 2.60% · USM yields 2.60%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HSY wins by $2.77M in total portfolio value
10 years
HSY
HSY
● Live price
2.60%
Share price
$213.55
Annual div
$5.56
5Y div CAGR
73.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.80M
Annual income
$2,142,632.58
Full HSY calculator →
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →

Portfolio growth — HSY vs USM

📍 HSY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHSYUSM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HSY + USM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HSY pays
USM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HSY
Annual income on $10K today (after 15% tax)
$221.39/yr
After 10yr DRIP, annual income (after tax)
$1,821,237.69/yr
USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
At 15% tax rate, HSY beats the other by $1,820,976.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HSY + USM for your $10,000?

HSY: 50%USM: 50%
100% USM50/50100% HSY
Portfolio after 10yr
$1.41M
Annual income
$1,071,469.83/yr
Blended yield
75.97%
📊

Analyst Conviction Gap

Where Wall Street is split right now

HSY
Analyst Ratings
6
Buy
26
Hold
3
Sell
Consensus: Hold
Price Target
$229.21
+7.3% upside vs current
Range: $181.00 — $267.00
Altman Z
4.1
Piotroski
5/9
USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HSY buys
0
USM buys
0
No recent congressional trades found for HSY or USM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHSYUSM
Forward yield2.60%2.60%
Annual dividend / share$5.56$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR73.5%0%
Portfolio after 10y$2.80M$23.6K
Annual income after 10y$2,142,632.58$307.09
Total dividends collected$2.72M$2.8K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesStock
Analyst consensusHoldHold
Analyst price target$229.21$80.50

Year-by-year: HSY vs USM ($10,000, DRIP)

YearHSY PortfolioHSY Income/yrUSM PortfolioUSM Income/yrGap
1← crossover$11,152$451.89$10,960$259.71+$192.00HSY
2$12,750$817.14$11,993$266.01+$757.00HSY
3$15,157$1,514.82$13,104$272.04+$2.1KHSY
4$19,138$2,920.05$14,300$277.81+$4.8KHSY
5$26,456$5,978.47$15,584$283.32+$10.9KHSY
6$41,709$13,400.95$16,963$288.56+$24.7KHSY
7$78,886$34,257.43$18,444$293.56+$60.4KHSY
8$189,469$105,060.87$20,034$298.30+$169.4KHSY
9$611,893$409,161.27$21,739$302.81+$590.2KHSY
10$2,797,358$2,142,632.58$23,568$307.09+$2.77MHSY

HSY vs USM: Complete Analysis 2026

HSYConsumer Staples

The Hershey Company, together with its subsidiaries, engages in the manufacture and sale of confectionery products and pantry items in the United States and internationally. The company operates through three segments: North America Confectionery, North America Salty Snacks, and International. It offers chocolate and non-chocolate confectionery products; gum and mint refreshment products, including mints, chewing gums, and bubble gums; pantry items, such as baking ingredients, toppings, beverages, and sundae syrups; and snack items comprising spreads, meat snacks, bars and snack bites, mixes, popcorn, and protein bars. The company provides its products primarily under the Hershey's, Reese's, Kisses, Jolly Rancher, Almond Joy, Brookside, barkTHINS, Cadbury, Good & Plenty, Heath, Kit Kat, Payday, Rolo, Twizzlers, Whoppers, York, Ice Breakers, Breath Savers, Bubble Yum, Lily's, SkinnyPop, Pirates Booty, Paqui, Dot's Homestyle Pretzels, and ONE Bar brands, as well as under the Pelon Pelo Rico, IO-IO, and Sofit brands. It markets and sells its products to wholesale distributors, chain grocery stores, mass merchandisers, chain drug stores, vending companies, wholesale clubs, convenience stores, dollar stores, concessionaires, and department stores. The company was founded in 1894 and is headquartered in Hershey, Pennsylvania.

Full HSY Calculator →

USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.