HomeCompareHTBI vs JEPQ

HTBI vs JEPQ: Dividend Comparison 2026

HTBI yields 1.31% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTBI wins by $60.6K in total portfolio value· pulled ahead in Year 8
10 years
HTBI
HTBI
● Live price
1.31%
Share price
$36.55
Annual div
$0.48
5Y div CAGR
58.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$105.3K
Annual income
$41,554.79
Full HTBI calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — HTBI vs JEPQ

📍 HTBI pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHTBIJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HTBI + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HTBI pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HTBI
Annual income on $10K today (after 15% tax)
$111.63/yr
After 10yr DRIP, annual income (after tax)
$35,321.57/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, HTBI beats the other by $33,491.87/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HTBI + JEPQ for your $10,000?

HTBI: 50%JEPQ: 50%
100% JEPQ50/50100% HTBI
Portfolio after 10yr
$75.1K
Annual income
$21,853.69/yr
Blended yield
29.11%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HTBI right now

HTBI
Analyst Ratings
3
Buy
4
Hold
Consensus: Hold
Price Target
$42.00
+14.9% upside vs current
Range: $42.00 — $42.00
Altman Z
0.3
Piotroski
5/9
JEPQ
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HTBI buys
0
JEPQ buys
0
No recent congressional trades found for HTBI or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHTBIJEPQ
Forward yield1.31%11.10%
Annual dividend / share$0.48$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR58.1%0%
Portfolio after 10y$105.3K$44.8K
Annual income after 10y$41,554.79$2,152.59
Total dividends collected$79.5K$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HTBI vs JEPQ ($10,000, DRIP)

YearHTBI PortfolioHTBI Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$10,908$207.63$11,930$1,110.39$1.0KJEPQ
2$12,006$334.63$14,133$1,224.34$2.1KJEPQ
3$13,390$544.22$16,632$1,340.46$3.2KJEPQ
4$15,225$896.86$19,454$1,457.97$4.2KJEPQ
5$17,797$1,506.69$22,626$1,576.08$4.8KJEPQ
6$21,645$2,602.40$26,175$1,694.09$4.5KJEPQ
7$27,837$4,676.66$30,133$1,811.32$2.3KJEPQ
8← crossover$38,672$8,886.80$34,531$1,927.17+$4.1KHTBI
9$59,621$18,241.97$39,403$2,041.08+$20.2KHTBI
10$105,350$41,554.79$44,787$2,152.59+$60.6KHTBI

HTBI vs JEPQ: Complete Analysis 2026

HTBIStock

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Full HTBI Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.